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Negara / 🇦🇪 United Arab Emirates / 12-month
Best 12-month fixed deposit rates in United Arab Emirates
Best 12-month rate per provider for a AED 50,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| Emirates NBDFixed Deposit (AED) | 2.85%≈ AED 1,425 in 12 months | 12 months | Not stated | Board rate | Go to bank |
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Deposit protection: unknown
Unknown. No official Central Bank of the UAE (CBUAE) page describing a general deposit insurance or deposit guarantee scheme with a per-depositor limit was found on 2026-10-18 (centralbank.ae is behind a Cloudflare challenge; checked the home page and monetary-policy pages with a headful browser). Do not state a coverage amount.
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.