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Paesi / 🇳🇿 New Zealand

Migliori tassi term deposit in New Zealand

Tassi term deposit in NZD da 7 fornitori, letti direttamente dal sito di ogni banca ogni giorno, più 0 altri fornitori da verificare. Ordinati per tasso; nessun ranking a pagamento.

Ultimo controllo 18 Oct 2026, 05:37 UTC · tutti i 7 fornitori · savings account

Miglior tasso a 3 mesi

3.20% p.a.

Rabobank New Zealand

Tasso di riferimento · min NZ$1,000

Miglior tasso a 6 mesi

3.70% p.a.

Rabobank New Zealand

Tasso di riferimento · min NZ$1,000

Miglior tasso a 12 mesi

4.15% p.a.

Rabobank New Zealand

Tasso di riferimento · min NZ$1,000

Miglior tasso per un deposito di NZ$10,000, aperto a tutti i clienti. Le promozioni possono terminare prima; conferma con la banca.

Confronta i tassi term deposit

7 banche con un tasso a 12 mesi per NZ$10,000

Banca	Tasso annuo	Durata	Deposito	Dettagli	Link
Rabobank New ZealandTerm Deposit	4.15%≈ NZ$415 in 12 months	12 mesi	NZ$1,000 +	Tasso di riferimento Personal accounts (individual, joint, children); Interest at maturity (up to 18 months) or annually (2-5 years)	Vai alla banca
Bank of New Zealand (BNZ)Term Deposit	4.05%≈ NZ$405 in 12 months	12 mesi	NZ$2,000 – NZ$5,000,000	Tasso di riferimento $2,000 - $5 million (from the page's headline rate cards)	Vai alla banca
Heartland BankTerm Deposit	4.05%≈ NZ$405 in 12 months	12 mesi	Non indicato	Tasso di riferimento Minimum deposit not stated on the rates page; Interest on maturity (up to 3 months) or 3-monthly	Vai alla banca
KiwibankTerm Deposit	4.05%≈ NZ$405 in 12 months	12 mesi	NZ$1,000 – NZ$5,000,000	Tasso di riferimento Minimum balance $1,000 ($5,000 for 30 and 60 days); Up to $5 million	Vai alla banca
ANZ Bank New ZealandTerm Deposit	4.00%≈ NZ$400 in 12 months	12 mesi	NZ$10,000 +	Tasso di riferimento For amounts of $10,000 or more	Vai alla banca
ASB BankTerm Deposit	4.00%≈ NZ$400 in 12 months	12 mesi	NZ$5,000 +	Tasso di riferimento Minimum investment $5,000; Not available to financial institutions or where total ASB term investments exceed $10 million	Vai alla banca
Westpac New ZealandTerm Deposit	4.00%≈ NZ$400 in 12 months	12 mesi	NZ$5,000 – NZ$5,000,000	Tasso di riferimento $5,000 - $5,000,000; Rates for customers holding up to $5,000,000 in total deposits	Vai alla banca

"Fresh funds" indica denaro trasferito da un'altra banca. I tassi di riferimento sono tassi fissi; le promozioni sono a tempo limitato. Come raccogliamo e verifichiamo i tassi.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for NZ$10,000 at each term, from today's verified offers. Hover a point for the bank.

Ricevi un'email quando i tassi aumentano

Doppio opt-in: conferma prima via email. Un'email quando il miglior tasso per la tua durata e importo aumenta. Annulla l'iscrizione con un clic.

Benchmark ufficiali

RBNZ official cash rate (OCR) 02 Sep 20262.75%

Fonte: rbnz.govt.nz. Mostrato come punto di riferimento, non come raccomandazione.

Protezione del deposito: Depositor Compensation Scheme (DCS)

LimiteNZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. Fonte, verificato 2026-10-18.

Where does your money earn most in New Zealand?

Best 12-month term deposit (Rabobank New Zealand)4.15%

Best savings account (Rabobank New Zealand)2.65%

RBNZ official cash rate (OCR)2.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in New Zealand

What is the best 12-month term deposit rate in New Zealand today?

4.15% p.a. at Rabobank New Zealand (minimum deposit: NZ$1,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in New Zealand today?

3.70% p.a. at Rabobank New Zealand (minimum deposit: NZ$1,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in New Zealand protected?

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts.

How many banks do you compare in New Zealand?

We list 7 providers. Rates for 7 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBNZ official cash rate (OCR)?

The RBNZ official cash rate (OCR) is 2.75% (02 Sep 2026). The best 12-month term deposit rate open to any customer today is 4.15%.

Deposit rates in nearby countries

🇦🇺 Australia

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