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Paesi / 🇮🇩 Indonesia

Migliori tassi deposito berjangka in Indonesia

Tassi deposito berjangka in IDR da 6 fornitori, letti direttamente dal sito di ogni banca ogni giorno, più 0 altri fornitori da verificare. Ordinati per tasso; nessun ranking a pagamento.

Ultimo controllo 18 Oct 2026, 05:37 UTC · tutti i 6 fornitori

Miglior tasso a 3 mesi

6.75% p.a.

Bank Neo Commerce

Promo · min Rp100,000

Miglior tasso a 6 mesi

7.25% p.a.

Bank Neo Commerce

Promo · min Rp100,000

Miglior tasso a 12 mesi

7.25% p.a.

Bank Neo Commerce

Tasso di riferimento · min Rp100,000

Miglior tasso per un deposito di Rp10,000,000, aperto a tutti i clienti. Le promozioni possono terminare prima; conferma con la banca.

Confronta i tassi deposito berjangka

Durata
Tipo di tasso
Opzioni

6 banche con un tasso a 12 mesi per Rp10,000,000

BancaTasso annuoDurataDepositoDettagliLink
Bank Neo CommerceDeposito WOW7.25%≈ Rp725,000 in 12 months12 mesiRp100,000 +Tasso di riferimento
Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
Vai alla banca
SeaBank IndonesiaDeposito6.00%≈ Rp600,000 in 12 months12 mesiNon indicatoTasso di riferimento
Rate locked at opening; Above the LPS guarantee rate (3.75%), so not LPS-insured
Vai alla banca
Bank JagoDeposito5.50%≈ Rp550,000 in 12 months12 mesiRp1,000,000 – Rp99,999,999Tasso di riferimento
Via App; Lowest amount tier; higher tiers pay more; Above the LPS guarantee rate (3.75%), so not LPS-insured
Vai alla banca
CIMB NiagaDeposito Konvensional Rupiah4.25%≈ Rp425,000 in 12 months12 mesiRp8,000,000 – Rp99,999,999Tasso di riferimento
Via OCTO app; Rate when opened in the OCTO app; branch rates are lower; Minimum Rp 8 Juta; Higher amount tiers pay more
Vai alla banca
Bank DanamonDeposito Berjangka2.50%≈ Rp250,000 in 12 months12 mesiRp8,000,000 +Tasso di riferimento
Regular (branch) time deposit, one rate for all amounts from Rp8 million
Vai alla banca
Bank MandiriDeposito Rupiah2.50%≈ Rp250,000 in 12 months12 mesifino a Rp99,999,999Tasso di riferimento
Interest paid monthly or at maturity; Same rates are shown for every amount tier up to ≥ Rp 5 M
Vai alla banca

"Fresh funds" indica denaro trasferito da un'altra banca. I tassi di riferimento sono tassi fissi; le promozioni sono a tempo limitato. Come raccogliamo e verifichiamo i tassi.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 6.00% at Bank Neo Commerce6.00%1 mesi3 months: 6.75% at Bank Neo Commerce6.75%3 mesi6 months: 7.25% at Bank Neo Commerce7.25%6 mesi12 months: 7.25% at Bank Neo Commerce7.25%12 mesi24 months: 2.50% at Bank Mandiri2.50%24 mesi

Best rate open to any customer for Rp10,000,000 at each term, from today's verified offers. Hover a point for the bank.

Ricevi un'email quando i tassi aumentano

Doppio opt-in: conferma prima via email. Un'email quando il miglior tasso per la tua durata e importo aumenta. Annulla l'iscrizione con un clic.

Benchmark ufficiali

BI-Rate 23 September 20265.75%

Fonte: bi.go.id. Mostrato come punto di riferimento, non come raccomandazione.

Protezione del deposito: LPS

LimiteRp2,000,000,000

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. Fonte, verificato 2026-10-18.

Where does your money earn most in Indonesia?

Best 12-month deposito berjangka (Bank Neo Commerce)7.25%
BI-Rate5.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Indonesia

What is the best 12-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are deposito berjangkas in Indonesia protected?

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured.

How many banks do you compare in Indonesia?

We list 6 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do deposito berjangka rates compare with the BI-Rate?

The BI-Rate is 5.75% (23 September 2026). The best 12-month deposito berjangka rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand

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Siamo un servizio di comparazione, non una banca: non accettiamo depositi. I tassi cambiano senza preavviso; verifica con la banca prima di depositare. Non è consulenza finanziaria.