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Paesi / 🇦🇺 Australia

Migliori tassi term deposit in Australia

Tassi term deposit in AUD da 10 fornitori, letti direttamente dal sito di ogni banca ogni giorno, più 1 altri fornitori da verificare. Ordinati per tasso; nessun ranking a pagamento.

Ultimo controllo 18 Oct 2026, 05:37 UTC · tutti i 11 fornitori · high-interest savings account

Miglior tasso per un deposito di A$10,000, aperto a tutti i clienti. Le promozioni possono terminare prima; conferma con la banca.

Confronta i tassi term deposit

Durata
Tipo di tasso
Opzioni

9 banche con un tasso a 12 mesi per A$10,000

BancaTasso annuoDurataDepositoDettagliLink
Judo BankPersonal Term Deposit5.55%≈ A$555 in 12 months12 mesiNon indicatoTasso di riferimento
Interest at maturity (terms up to 1 year) or annually (2-5 years)
Vai alla banca
AMP BankAMP Bank GO Term Deposit5.40%≈ A$540 in 12 months12 mesiA$5,000 – A$9,999,999Tasso di riferimento
$5,000 to $10,000,000
Vai alla banca
ANZANZ Advance Notice Term Deposit (annual interest)5.30%≈ A$530 in 12 months12 mesiA$5,000 – A$1,999,999Tasso di riferimento
$5,000 to $1,999,999; 31 days' notice required for early withdrawal
Vai alla banca
Bank of Queensland (BOQ)Term Deposit5.30%≈ A$530 in 12 months12 mesiA$5,000 +Tasso di riferimento
Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal
Vai alla banca
Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer5.30%≈ A$530 in 12 months12 mesiA$5,000 – A$5,000,000Promo
Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually
Vai alla banca
ING AustraliaPersonal Term Deposit5.30%≈ A$530 in 12 months12 mesiA$10,000 +Tasso di riferimento
Minimum opening deposit $10,000
Vai alla banca
National Australia Bank (NAB)NAB Term Deposit5.30%≈ A$530 in 12 months12 mesiA$5,000 – A$1,999,999Tasso di riferimento
Rates for $5,000 (minimum opening balance) to $1,999,999; Interest at maturity
Vai alla banca
Rabobank AustraliaTerm Deposit5.25%≈ A$525 in 12 months12 mesiA$1,000 – A$100,000Tasso di riferimento
From $1,000 to $2,000,000; Personal and joint accounts
Vai alla banca
WestpacTerm Deposit (interest annually / at maturity)4.75%≈ A$475 in 12 months12 mesiA$5,000 – A$2,000,000Tasso di riferimento
$5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online
Vai alla banca

"Fresh funds" indica denaro trasferito da un'altra banca. I tassi di riferimento sono tassi fissi; le promozioni sono a tempo limitato. Come raccogliamo e verifichiamo i tassi.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 2.10% at Judo Bank2.10%1 mesi2 months: 2.30% at Judo Bank2.30%2 mesi3 months: 5.05% at ING Australia5.05%3 mesi4 months: 5.00% at Bank of Queensland (BOQ)5.00%4 mesi6 months: 5.20% at Bank of Queensland (BOQ)5.20%6 mesi9 months: 5.15% at AMP Bank5.15%9 mesi12 months: 5.55% at Judo Bank5.55%12 mesi18 months: 4.75% at Westpac4.75%18 mesi24 months: 5.55% at Judo Bank5.55%24 mesi36 months: 5.55% at Judo Bank5.55%36 mesi

Best rate open to any customer for A$10,000 at each term, from today's verified offers. Hover a point for the bank.

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Benchmark ufficiali

RBA cash rate target 30 Sep 20264.60%

Fonte: rba.gov.au. Mostrato come punto di riferimento, non come raccomandazione.

Protezione del deposito: Financial Claims Scheme (FCS)

LimiteA$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Fonte, verificato 2026-10-18.

Where does your money earn most in Australia?

Best 12-month term deposit (Judo Bank)5.55%
Best savings account (Ubank)6.25%
RBA cash rate target4.60%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Australia

What is the best 12-month term deposit rate in Australia today?

5.55% p.a. at Judo Bank (minimum deposit: Non indicato), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in Australia today?

5.20% p.a. at Bank of Queensland (BOQ) (minimum deposit: A$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in Australia protected?

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA.

How many banks do you compare in Australia?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBA cash rate target?

The RBA cash rate target is 4.60% (30 Sep 2026). The best 12-month term deposit rate open to any customer today is 5.55%.

Deposit rates in nearby countries

🇳🇿 New Zealand

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Siamo un servizio di comparazione, non una banca: non accettiamo depositi. I tassi cambiano senza preavviso; verifica con la banca prima di depositare. Non è consulenza finanziaria.