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Negara / 🇰🇷 South Korea

Suku bunga time deposit terbaik di South Korea

Suku bunga KRW time deposit dari 3 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 4 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 05:37 UTC · semua 7 penyedia

Suku bunga 3-bulan terbaik

3.10% p.a.

Toss Bank (토스뱅크)

Suku bunga papan

Suku bunga 6-bulan terbaik

3.40% p.a.

Woori Bank (우리은행)

Suku bunga papan

Suku bunga 12-bulan terbaik

3.60% p.a.

Toss Bank (토스뱅크)

Suku bunga papan

Suku bunga terbaik untuk deposito 10,000,000 KRW, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga time deposit

Jangka waktu
Jenis suku bunga
Opsi

2 bank dengan suku bunga 12 bulan untuk 10,000,000 KRW

BankSuku bunga p.a.Jangka waktuSetoranDetailTautan
Toss Bank (토스뱅크)먼저 이자 받는 정기예금3.60%≈ 360,000 KRW in 12 months12 bulanTidak disebutkanSuku bunga papan
Interest is paid upfront to the linked account (선이자지급방식); Rates before tax
Ke bank
Woori Bank (우리은행)WON플러스 예금3.60%≈ 360,000 KRW in 12 months12 bulanTidak disebutkanSuku bunga papan
약정이율 (contract rate) for the term, before tax
Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 2.70% at Woori Bank (우리은행)2.70%1-bulan3 months: 3.10% at Toss Bank (토스뱅크)3.10%3-bulan6 months: 3.40% at Woori Bank (우리은행)3.40%6-bulan12 months: 3.60% at Toss Bank (토스뱅크)3.60%12-bulan24 months: 3.00% at Woori Bank (우리은행)3.00%24-bulan36 months: 2.70% at Woori Bank (우리은행)2.70%36-bulan

Best rate open to any customer for 10,000,000 KRW at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

Bank of Korea base rate (ECOS, monthly) 2026093.00%

Sumber: bok.or.kr. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: Korea Deposit Insurance Corporation (KDIC)

Batas100,000,000 KRW

Principal plus prescribed interest is protected up to ₩100 million (1억원) per depositor per insured financial institution; amounts above that are not protected. DC/IRP retirement pensions, pension savings and accident insurance payouts are each protected separately up to ₩100 million. Sumber, diperiksa 2026-10-18.

Where does your money earn most in South Korea?

Best 12-month time deposit (Toss Bank (토스뱅크))3.60%
Bank of Korea base rate (ECOS, monthly)3.00%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Lebih banyak penyedia time deposit di South Korea

Kami mencantumkan penyedia ini tetapi belum membaca suku bunga mereka secara otomatis, jadi kami tidak pernah menampilkan angka untuk mereka. Periksa suku bunga di halaman bank masing‑masing. Know a bank we should read? Suggest it.

Questions about deposits in South Korea

What is the best 12-month time deposit rate in South Korea today?

3.60% p.a. at Toss Bank (토스뱅크) (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month time deposit rate in South Korea today?

3.40% p.a. at Woori Bank (우리은행) (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are time deposits in South Korea protected?

Principal plus prescribed interest is protected up to ₩100 million (1억원) per depositor per insured financial institution; amounts above that are not protected. DC/IRP retirement pensions, pension savings and accident insurance payouts are each protected separately up to ₩100 million.

How many banks do you compare in South Korea?

We list 7 providers. Rates for 3 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do time deposit rates compare with the Bank of Korea base rate (ECOS, monthly)?

The Bank of Korea base rate (ECOS, monthly) is 3.00% (202609). The best 12-month time deposit rate open to any customer today is 3.60%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

Add this rate table to your website

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Missing a bank? Suggest one

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