Halaman ini diterjemahkan secara mesin dari bahasa Inggris. Suku bunga, bank, dan angka-angka sama dengan halaman bahasa Inggris.
Negara / 🇯🇵 Japan
Suku bunga time deposit terbaik di Japan
Suku bunga JPY time deposit dari 8 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 0 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.
Terakhir diperiksa 18 Oct 2026, 05:37 UTC · semua 8 penyedia · ordinary deposit
Suku bunga 3-bulan terbaik
0.50% p.a.
Japan Post Bank (ゆうちょ銀行)
Suku bunga papan
Suku bunga 6-bulan terbaik
1.20% p.a.
Aozora Bank (あおぞら銀行, BANK digital branch)
Suku bunga papan · min ¥500,000
Suku bunga 12-bulan terbaik
1.40% p.a.
Aozora Bank (あおぞら銀行, BANK digital branch)
Suku bunga papan · min ¥500,000
Suku bunga terbaik untuk deposito ¥1,000,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.
Bandingkan suku bunga time deposit
5 bank dengan suku bunga 12 bulan untuk ¥1,000,000
| Bank | Suku bunga p.a. | Jangka waktu | Setoran | Detail | Tautan |
|---|---|---|---|---|---|
| Aozora Bank (あおぞら銀行, BANK digital branch)BANK The 定期 | 1.40%≈ ¥14,000 in 12 months | 12 bulan | ¥500,000 + | Suku bunga papan | Ke bank |
| Japan Post Bank (ゆうちょ銀行)定期貯金 (Teiki Chokin) | 0.50%≈ ¥5,000 in 12 months | 12 bulan | Tidak disebutkan | Suku bunga papan | Ke bank |
| MUFG Bank (三菱UFJ銀行)スーパー定期 (Super Teiki) | 0.50%≈ ¥5,000 in 12 months | 12 bulan | hingga ¥2,999,999 | Suku bunga papan | Ke bank |
| Mizuho Bank (みずほ銀行)スーパー定期 (Super Teiki) | 0.50%≈ ¥5,000 in 12 months | 12 bulan | hingga ¥2,999,999 | Suku bunga papan | Ke bank |
| Sumitomo Mitsui Banking Corporation (三井住友銀行)スーパー定期 (Super Teiki) | 0.50%≈ ¥5,000 in 12 months | 12 bulan | hingga ¥2,999,999 | Suku bunga papan | Ke bank |
"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for ¥1,000,000 at each term, from today's verified offers. Hover a point for the bank.
Dapatkan email saat suku bunga naik
Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.
Tolok ukur resmi
Sumber: boj.or.jp, stat-search.boj.or.jp. Ditampilkan sebagai titik referensi, bukan rekomendasi.
Perlindungan deposit: Deposit Insurance Corporation of Japan (DICJ)
Interest-bearing ordinary deposits, time deposits and similar are protected up to ¥10 million of principal plus interest accrued to the failure date, per depositor per financial institution; non-interest-bearing settlement deposits are protected in full; foreign-currency deposits are not covered. Sumber, diperiksa 2026-10-18.
Questions about deposits in Japan
What is the best 12-month time deposit rate in Japan today?
1.40% p.a. at Aozora Bank (あおぞら銀行, BANK digital branch) (minimum deposit: ¥500,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month time deposit rate in Japan today?
1.20% p.a. at Aozora Bank (あおぞら銀行, BANK digital branch) (minimum deposit: ¥500,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
Are time deposits in Japan protected?
Interest-bearing ordinary deposits, time deposits and similar are protected up to ¥10 million of principal plus interest accrued to the failure date, per depositor per financial institution; non-interest-bearing settlement deposits are protected in full; foreign-currency deposits are not covered.
How many banks do you compare in Japan?
We list 8 providers. Rates for 8 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do time deposit rates compare with the Uncollateralized overnight call rate (BOJ policy rate operating target), daily average?
The Uncollateralized overnight call rate (BOJ policy rate operating target), daily average is 1.228% (20261014). The best 12-month time deposit rate open to any customer today is 1.40%.
Deposit rates in nearby countries
🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand
Missing a bank? Suggest one
Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.