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Pays / 🇦🇺 Australia

Meilleurs taux term deposit en Australia

Taux term deposit en AUD de 10 fournisseurs, lus directement sur le site de chaque banque chaque jour, plus 1 autres fournisseurs à vérifier. Triés par taux ; aucun classement payant.

Dernière vérification le 18 Oct 2026, 05:37 UTC · tous les 11 fournisseurs · high-interest savings account

Meilleur taux sur 3 mois

5.05% p.a.

ING Australia

Taux du conseil · min A$10,000

Meilleur taux sur 6 mois

5.20% p.a.

Bank of Queensland (BOQ)

Taux du conseil · min A$5,000

Meilleur taux sur 12 mois

5.55% p.a.

Judo Bank

Taux du conseil

Meilleur taux pour un dépôt de A$10,000, ouvert à tout client. Les promotions peuvent se terminer tôt ; confirmez avec la banque.

Comparer les taux term deposit

9 banques avec un taux sur 12 mois pour A$10,000

Banque	Taux p.a.	Durée	Dépôt	Détails	Lien
Judo BankPersonal Term Deposit	5.55%≈ A$555 in 12 months	12 mois	Non indiqué	Taux du conseil Interest at maturity (terms up to 1 year) or annually (2-5 years)	Aller à la banque
AMP BankAMP Bank GO Term Deposit	5.40%≈ A$540 in 12 months	12 mois	A$5,000 – A$9,999,999	Taux du conseil $5,000 to $10,000,000	Aller à la banque
ANZANZ Advance Notice Term Deposit (annual interest)	5.30%≈ A$530 in 12 months	12 mois	A$5,000 – A$1,999,999	Taux du conseil $5,000 to $1,999,999; 31 days' notice required for early withdrawal	Aller à la banque
Bank of Queensland (BOQ)Term Deposit	5.30%≈ A$530 in 12 months	12 mois	A$5,000 +	Taux du conseil Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal	Aller à la banque
Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer	5.30%≈ A$530 in 12 months	12 mois	A$5,000 – A$5,000,000	Promo Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually	Aller à la banque
ING AustraliaPersonal Term Deposit	5.30%≈ A$530 in 12 months	12 mois	A$10,000 +	Taux du conseil Minimum opening deposit $10,000	Aller à la banque
National Australia Bank (NAB)NAB Term Deposit	5.30%≈ A$530 in 12 months	12 mois	A$5,000 – A$1,999,999	Taux du conseil Rates for $5,000 (minimum opening balance) to $1,999,999; Interest at maturity	Aller à la banque
Rabobank AustraliaTerm Deposit	5.25%≈ A$525 in 12 months	12 mois	A$1,000 – A$100,000	Taux du conseil From $1,000 to $2,000,000; Personal and joint accounts	Aller à la banque
WestpacTerm Deposit (interest annually / at maturity)	4.75%≈ A$475 in 12 months	12 mois	A$5,000 – A$2,000,000	Taux du conseil $5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online	Aller à la banque

"Fonds frais" désigne l'argent transféré depuis une autre banque. Les taux de référence sont des taux permanents ; les promotions sont limitées dans le temps. Comment nous collectons et vérifions les taux.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for A$10,000 at each term, from today's verified offers. Hover a point for the bank.

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Références officielles

RBA cash rate target 30 Sep 20264.60%

Source : rba.gov.au. Présenté à titre indicatif, pas comme recommandation.

Protection des dépôts : Financial Claims Scheme (FCS)

LimiteA$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Source, vérifié le 2026-10-18.

Where does your money earn most in Australia?

Best 12-month term deposit (Judo Bank)5.55%

Best savings account (Ubank)6.25%

RBA cash rate target4.60%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Australia

What is the best 12-month term deposit rate in Australia today?

5.55% p.a. at Judo Bank (minimum deposit: Non indiqué), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in Australia today?

5.20% p.a. at Bank of Queensland (BOQ) (minimum deposit: A$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in Australia protected?

How many banks do you compare in Australia?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBA cash rate target?

The RBA cash rate target is 4.60% (30 Sep 2026). The best 12-month term deposit rate open to any customer today is 5.55%.

Deposit rates in nearby countries

🇳🇿 New Zealand

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