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Países / 🇳🇿 Nueva Zelanda / Banks / Westpac New Zealand

Westpac New Zealand term deposit rates

New Zealand bank publishing term deposit and term PIE rates from $5,000.

Verified against Westpac New Zealand's website 18 Oct 2026, 05:37 UTC

Up to4.85%60 mesesVisit Westpac New Zealand

TypeBank
Protección de depósitosYes (Depositor Compensation Scheme (DCS))

Rates and terms are set by Westpac New Zealand. Always confirm on the bank's page before you deposit.

Visit Westpac New Zealand

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

PlazoNZ$5,000 – NZ$5,000,000
1 month1.80%
2 meses1.90%
3 meses2.85%
4 meses3.10%
5 meses3.20%
6 meses3.45%
8 meses3.60%
9 meses3.70%
12 meses4.00%
18 meses4.30%
24 meses4.30%
36 meses4.60%
48 meses4.85%
60 meses4.85%

Promotional rates

No promotional rate is published on the bank's page today.

Protección de depósitos: Depositor Compensation Scheme (DCS)

LímiteNZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. Fuente, verificado 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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