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Países / 🇦🇺 Australia

Mejores tasas de term deposit en Australia

Tasas de AUD term deposit de 10 proveedores, leídas directamente del sitio web de cada banco cada día, más 1 proveedores adicionales para revisar. Ordenadas por tasa; sin rankings pagados.

Última verificación 18 Oct 2026, 05:37 UTC · todos los 11 proveedores · high-interest savings account

Mejor tasa a 3 meses

5.05% p.a.

ING Australia

Tipo de referencia · mín A$10,000

Mejor tasa a 6 meses

5.20% p.a.

Bank of Queensland (BOQ)

Tipo de referencia · mín A$5,000

Mejor tasa a 12 meses

5.55% p.a.

Judo Bank

Tipo de referencia

Mejor tasa para un depósito de A$10,000, abierto a cualquier cliente. Las promociones pueden terminar antes; confirma con el banco.

Compara tasas de term deposit

9 bancos con una tasa a 12 meses para A$10,000

Banco	Tasa p.a.	Plazo	Depósito	Detalles	Enlace
Judo BankPersonal Term Deposit	5.55%≈ A$555 en 12 meses	12 meses	No especificado	Tipo de referencia Interest at maturity (terms up to 1 year) or annually (2-5 years)	Ir al banco
AMP BankAMP Bank GO Term Deposit	5.40%≈ A$540 en 12 meses	12 meses	A$5,000 – A$9,999,999	Tipo de referencia $5,000 to $10,000,000	Ir al banco
ANZANZ Advance Notice Term Deposit (annual interest)	5.30%≈ A$530 en 12 meses	12 meses	A$5,000 – A$1,999,999	Tipo de referencia $5,000 to $1,999,999; 31 days' notice required for early withdrawal	Ir al banco
Bank of Queensland (BOQ)Term Deposit	5.30%≈ A$530 en 12 meses	12 meses	A$5,000 +	Tipo de referencia Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal	Ir al banco
Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer	5.30%≈ A$530 en 12 meses	12 meses	A$5,000 – A$5,000,000	Promoción Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually	Ir al banco
ING AustraliaPersonal Term Deposit	5.30%≈ A$530 en 12 meses	12 meses	A$10,000 +	Tipo de referencia Minimum opening deposit $10,000	Ir al banco
National Australia Bank (NAB)NAB Term Deposit	5.30%≈ A$530 en 12 meses	12 meses	A$5,000 – A$1,999,999	Tipo de referencia Rates for $5,000 (minimum opening balance) to $1,999,999; Interest at maturity	Ir al banco
Rabobank AustraliaTerm Deposit	5.25%≈ A$525 en 12 meses	12 meses	A$1,000 – A$100,000	Tipo de referencia From $1,000 to $2,000,000; Personal and joint accounts	Ir al banco
WestpacTerm Deposit (interest annually / at maturity)	4.75%≈ A$475 en 12 meses	12 meses	A$5,000 – A$2,000,000	Tipo de referencia $5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online	Ir al banco

"Fresh funds" significa dinero transferido desde otro banco. Las tasas de tabla son tasas permanentes; las promociones son por tiempo limitado. Cómo recopilamos y verificamos las tasas.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for A$10,000 at each term, from today's verified offers. Hover a point for the bank.

Recibe un correo cuando suban los tipos

Doble confirmación: confirma primero por correo. Un correo cuando la mejor tasa para tu plazo y cantidad suba. Cancelar suscripción con un clic.

Puntos de referencia oficiales

RBA cash rate target 30 Sep 20264.60%

Fuente: rba.gov.au. Se muestra como punto de referencia, no como recomendación.

Protección de depósitos: Financial Claims Scheme (FCS)

LímiteA$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Fuente, verificado 2026-10-18.

Where does your money earn most in Australia?

Best 12-month term deposit (Judo Bank)5.55%

Best savings account (Ubank)6.25%

RBA cash rate target4.60%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Australia

What is the best 12-month term deposit rate in Australia today?

5.55% p.a. at Judo Bank (minimum deposit: No especificado), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in Australia today?

5.20% p.a. at Bank of Queensland (BOQ) (minimum deposit: A$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in Australia protected?

How many banks do you compare in Australia?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBA cash rate target?

The RBA cash rate target is 4.60% (30 Sep 2026). The best 12-month term deposit rate open to any customer today is 5.55%.

Deposit rates in nearby countries

🇳🇿 Nueva Zelanda

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