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Länder / 🇮🇩 Indonesia

Beste deposito berjangka-Zinsen in Indonesia

IDR deposito berjangka-Zinsen von 6 Anbietern, täglich direkt von den Websites der Banken gelesen, plus 0 weitere Anbieter zum Prüfen. Sortiert nach Zins; keine bezahlten Rankings.

Zuletzt geprüft 18 Oct 2026, 05:37 UTC · alle 6 Anbieter

Bester Zinssatz für eine Einzahlung von Rp10,000,000, offen für alle Kunden. Aktionen können vorzeitig enden; prüfen Sie dies bei der Bank.

Vergleichen Sie deposito berjangka-Zinsen

Laufzeit
Zinssatztyp
Optionen

6 Banken mit einem 12‑Monats‑Zinssatz für Rp10,000,000

BankZinssatz p.a.LaufzeitEinlageDetailsLink
Bank Neo CommerceDeposito WOW7.25%≈ Rp725,000 in 12 months12 MonateRp100,000 +Board-Rate
Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
Zur Bank
SeaBank IndonesiaDeposito6.00%≈ Rp600,000 in 12 months12 MonateNicht angegebenBoard-Rate
Rate locked at opening; Above the LPS guarantee rate (3.75%), so not LPS-insured
Zur Bank
Bank JagoDeposito5.50%≈ Rp550,000 in 12 months12 MonateRp1,000,000 – Rp99,999,999Board-Rate
Über App; Lowest amount tier; higher tiers pay more; Above the LPS guarantee rate (3.75%), so not LPS-insured
Zur Bank
CIMB NiagaDeposito Konvensional Rupiah4.25%≈ Rp425,000 in 12 months12 MonateRp8,000,000 – Rp99,999,999Board-Rate
Über OCTO app; Rate when opened in the OCTO app; branch rates are lower; Minimum Rp 8 Juta; Higher amount tiers pay more
Zur Bank
Bank DanamonDeposito Berjangka2.50%≈ Rp250,000 in 12 months12 MonateRp8,000,000 +Board-Rate
Regular (branch) time deposit, one rate for all amounts from Rp8 million
Zur Bank
Bank MandiriDeposito Rupiah2.50%≈ Rp250,000 in 12 months12 Monatebis zu Rp99,999,999Board-Rate
Interest paid monthly or at maturity; Same rates are shown for every amount tier up to ≥ Rp 5 M
Zur Bank

"Frische Mittel" bedeutet Geld, das von einer anderen Bank eingebracht wird. Board‑Zinssätze sind feste Zinssätze; Aktionen sind zeitlich befristet. Wie wir Zinssätze sammeln und prüfen.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 6.00% at Bank Neo Commerce6.00%1-Monat3 months: 6.75% at Bank Neo Commerce6.75%3-Monat6 months: 7.25% at Bank Neo Commerce7.25%6-Monat12 months: 7.25% at Bank Neo Commerce7.25%12-Monat24 months: 2.50% at Bank Mandiri2.50%24-Monat

Best rate open to any customer for Rp10,000,000 at each term, from today's verified offers. Hover a point for the bank.

Erhalte eine E‑Mail, wenn die Zinsen steigen

Doppeltes Opt-in: Bestätige zuerst per E‑Mail. Eine E‑Mail, wenn der beste Zinssatz für deine Laufzeit und deinen Betrag steigt. Mit einem Klick abmelden.

Offizielle Benchmarks

BI-Rate 23 September 20265.75%

Quelle: bi.go.id. Als Referenzpunkt angezeigt, nicht als Empfehlung.

Einlagensicherung: LPS

LimitRp2,000,000,000

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. Quelle, geprüft 2026-10-18.

Where does your money earn most in Indonesia?

Best 12-month deposito berjangka (Bank Neo Commerce)7.25%
BI-Rate5.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Indonesia

What is the best 12-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are deposito berjangkas in Indonesia protected?

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured.

How many banks do you compare in Indonesia?

We list 6 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do deposito berjangka rates compare with the BI-Rate?

The BI-Rate is 5.75% (23 September 2026). The best 12-month deposito berjangka rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand

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