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Best savings account rates in Hong Kong

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

Bank	Max rate p.a.	Base rate	What the top rate needs	Link
EleBank (formerly Airstar Bank)HKD Savings Deposit	up to 0.50%	–	Incremental slabs: shown rate on the first HKD50,000 (and up to HKD300,000), lower above HKD300,000. Rates for reference only; the app shows the latest.	Zur Bank

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.