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Länder / 🇦🇺 Australia

Beste term deposit-Zinsen in Australia

AUD term deposit-Zinsen von 10 Anbietern, täglich direkt von den Websites der Banken gelesen, plus 1 weitere Anbieter zum Prüfen. Sortiert nach Zins; keine bezahlten Rankings.

Zuletzt geprüft 18 Oct 2026, 05:37 UTC · alle 11 Anbieter · high-interest savings account

Bester 3-Monats‑Zinssatz

5.05% p.a.

ING Australia

Board-Rate · mind. A$10,000

Bester 6-Monats‑Zinssatz

5.20% p.a.

Bank of Queensland (BOQ)

Board-Rate · mind. A$5,000

Bester 12-Monats‑Zinssatz

5.55% p.a.

Judo Bank

Board-Rate

Bester Zinssatz für eine Einzahlung von A$10,000, offen für alle Kunden. Aktionen können vorzeitig enden; prüfen Sie dies bei der Bank.

Vergleichen Sie term deposit-Zinsen

9 Banken mit einem 12‑Monats‑Zinssatz für A$10,000

Bank	Zinssatz p.a.	Laufzeit	Einlage	Details	Link
Judo BankPersonal Term Deposit	5.55%≈ A$555 in 12 months	12 Monate	Nicht angegeben	Board-Rate Interest at maturity (terms up to 1 year) or annually (2-5 years)	Zur Bank
AMP BankAMP Bank GO Term Deposit	5.40%≈ A$540 in 12 months	12 Monate	A$5,000 – A$9,999,999	Board-Rate $5,000 to $10,000,000	Zur Bank
ANZANZ Advance Notice Term Deposit (annual interest)	5.30%≈ A$530 in 12 months	12 Monate	A$5,000 – A$1,999,999	Board-Rate $5,000 to $1,999,999; 31 days' notice required for early withdrawal	Zur Bank
Bank of Queensland (BOQ)Term Deposit	5.30%≈ A$530 in 12 months	12 Monate	A$5,000 +	Board-Rate Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal	Zur Bank
Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer	5.30%≈ A$530 in 12 months	12 Monate	A$5,000 – A$5,000,000	Aktion Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually	Zur Bank
ING AustraliaPersonal Term Deposit	5.30%≈ A$530 in 12 months	12 Monate	A$10,000 +	Board-Rate Minimum opening deposit $10,000	Zur Bank
National Australia Bank (NAB)NAB Term Deposit	5.30%≈ A$530 in 12 months	12 Monate	A$5,000 – A$1,999,999	Board-Rate Rates for $5,000 (minimum opening balance) to $1,999,999; Interest at maturity	Zur Bank
Rabobank AustraliaTerm Deposit	5.25%≈ A$525 in 12 months	12 Monate	A$1,000 – A$100,000	Board-Rate From $1,000 to $2,000,000; Personal and joint accounts	Zur Bank
WestpacTerm Deposit (interest annually / at maturity)	4.75%≈ A$475 in 12 months	12 Monate	A$5,000 – A$2,000,000	Board-Rate $5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online	Zur Bank

"Frische Mittel" bedeutet Geld, das von einer anderen Bank eingebracht wird. Board‑Zinssätze sind feste Zinssätze; Aktionen sind zeitlich befristet. Wie wir Zinssätze sammeln und prüfen.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for A$10,000 at each term, from today's verified offers. Hover a point for the bank.

Erhalte eine E‑Mail, wenn die Zinsen steigen

Doppeltes Opt-in: Bestätige zuerst per E‑Mail. Eine E‑Mail, wenn der beste Zinssatz für deine Laufzeit und deinen Betrag steigt. Mit einem Klick abmelden.

Offizielle Benchmarks

RBA cash rate target 30 Sep 20264.60%

Quelle: rba.gov.au. Als Referenzpunkt angezeigt, nicht als Empfehlung.

Einlagensicherung: Financial Claims Scheme (FCS)

LimitA$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Quelle, geprüft 2026-10-18.

Where does your money earn most in Australia?

Best 12-month term deposit (Judo Bank)5.55%

Best savings account (Ubank)6.25%

RBA cash rate target4.60%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Australia

What is the best 12-month term deposit rate in Australia today?

5.55% p.a. at Judo Bank (minimum deposit: Nicht angegeben), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in Australia today?

5.20% p.a. at Bank of Queensland (BOQ) (minimum deposit: A$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in Australia protected?

How many banks do you compare in Australia?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBA cash rate target?

The RBA cash rate target is 4.60% (30 Sep 2026). The best 12-month term deposit rate open to any customer today is 5.55%.

Deposit rates in nearby countries

🇳🇿 New Zealand

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