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Best 12-month compte à terme rates in France

Best 12-month rate per provider for a €10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

3-month 6-month All tenures and amounts

Bank	Rate p.a.	Tenure	Deposit	Details	Link
BoursoBank (ex-Boursorama)Compte à terme	2.80%≈ €280 in 12 months	12 months	€1,000 +	Board rate Fixed gross annual actuarial rate; Minimum EUR 1,000, no ceiling, single payment at opening	Go to bank
BNP ParibasDépôt à terme	2.50%≈ €250 in 12 months	12 months	Not stated	Board rate Fixed gross nominal rate (taux nominal annuel brut); Minimum deposit not shown for this term	Go to bank

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Deposit protection: Fonds de Garantie des Dépôts et de Résolution (FGDR)

Limit€100,000

Bank deposits are guaranteed by the FGDR up to EUR 100,000 per depositor per bank. Banque de France states that savings held on a Livret A are also protected by the FGDR if the bank fails. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.