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দেশসমূহ / 🇨🇳 China / Banks / China Construction Bank (中国建设银行)
China Construction Bank (中国建设银行) time deposit rates
Chinese state-owned bank publishing posted (挂牌) RMB deposit rates for individuals.
Verified against China Construction Bank (中国建设银行)'s website 18 Oct 2026, 05:37 UTC
Up to1.30%60 monthsVisit China Construction Bank (中国建设银行)
Rates and terms are set by China Construction Bank (中国建设银行). Always confirm on the bank's page before you deposit.
Visit China Construction Bank (中国建设银行)Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 3 months | 0.65% |
| 6 months | 0.85% |
| 12 months | 0.95% |
| 24 months | 1.05% |
| 36 months | 1.25% |
| 60 months | 1.30% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: Deposit Insurance (存款保险条例)
Deposit insurance pays up to RMB 500,000 per depositor per insured institution, principal and interest combined (Deposit Insurance Regulations, Article 5, in force since 1 May 2015). Source, checked 2026-10-18.
Compare with other banks in China
- China Merchants Bank (招商银行)up to 1.30%
- Postal Savings Bank of China (中国邮政储蓄银行)up to 1.30%
- Agricultural Bank of China (中国农业银行)check rate on bank site
- Bank of China (中国银行)check rate on bank site
- Bank of Communications (交通银行)check rate on bank site
- Industrial and Commercial Bank of China (中国工商银行)check rate on bank site
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.