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国家 / 🇵🇹 Portugal

在 Portugal 的最佳 depósito a prazo 利率

来自 4 家供应商的 EUR depósito a prazo 利率，每日直接从各银行网站读取，另有 1 家供应商待检查。按利率排序；无付费排名。

上次检查 18 Oct 2026, 05:37 UTC · 全部 5 家供应商

最佳 3 个月利率

2.25% 年利率

ActivoBank

基准利率 · 最低 €10,000 · 新资金

最佳 6 个月利率

今日暂无已验证的报价

最佳 12 个月利率

3.00% 年利率

novobanco

基准利率 · 新资金

针对 €10,000 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。

比较 depósito a prazo 利率

期限
利率类型
选项

2 家银行提供 €10,000 的12个月利率

银行年利率期限存款详情链接
novobancoDP Novos Recursos 12 Meses3.00%≈ €300 (12 个月)12 个月未说明基准利率新资金
TANB; New money only (novos recursos); Minimum deposit not shown on the overview page
前往银行
Caixa Geral de DepósitosDepósito Caixa Especial 12 Meses1.65%≈ €165 (12 个月)12 个月€500 +基准利率
Standard TANB; 1,90% preferential rate with income domiciliation (not included); Minimum EUR 500
前往银行

"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.

此列表如何排序？

按利率排序，最高的排在前面，针对您选择的金额和期限。若银行公布了其综合有效利率，我们将使用该利率。每家银行只出现一次，展示其最匹配的报价，除非您勾选 "Show every rate"。银行不能付费改变排序。

规划您的存款

Best rate by term

3 months: 2.25% at ActivoBank2.25%3 个月12 months: 3.00% at novobanco3.00%12 个月24 months: 2.10% at novobanco2.10%24 个月

Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.

利率上升时发送邮件给我

双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。

官方基准

ECB deposit facility rate 2026-10-182.50%

来源：ecb.europa.eu。仅作参考，不构成推荐。

存款保障：Fundo de Garantia de Depósitos (FGD)

限额€100,000

The FGD guarantees repayment of the total cash balances of each depositor per participating credit institution up to EUR 100,000; certain deposits are covered in full for one year after crediting. 来源, 已检查 2026-10-18.

Where does your money earn most in Portugal?

Best 12-month depósito a prazo (novobanco)3.00%
ECB deposit facility rate2.50%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

更多 depósito a prazo 提供商在 Portugal

我们列出这些提供商，但尚未自动读取它们的利率，因此我们从不显示具体数字。请在银行官网查看利率。 Know a bank we should read? Suggest it.

Questions about deposits in Portugal

What is the best 12-month depósito a prazo rate in Portugal today?

3.00% p.a. at novobanco (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are depósito a prazos in Portugal protected?

The FGD guarantees repayment of the total cash balances of each depositor per participating credit institution up to EUR 100,000; certain deposits are covered in full for one year after crediting.

How many banks do you compare in Portugal?

We list 5 providers. Rates for 4 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do depósito a prazo rates compare with the ECB deposit facility rate?

The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month depósito a prazo rate open to any customer today is 3.00%.

Deposit rates in nearby countries

🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands

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缺少银行？请推荐

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。