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Countries / 🇦🇹 Austria
Best Festgeld rates in Austria
EUR Festgeld rates from 2 providers, read directly from each bank's website every day, plus 3 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 05:37 UTC · all 5 providers
Best 3-month rate
No verified offer today
Best 6-month rate
1.60% p.a.
BAWAG
Board rate
Best 12-month rate
1.80% p.a.
BAWAG
Board rate
Best rate for a €10,000 deposit, open to any customer. Promotions can end early; confirm with the bank.
Compare Festgeld rates
1 banks with a 12-month rate for €10,000
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| BAWAGSparBox Fix | 1.80%≈ €180 in 12 months | 12 months | Not stated | Board rate | Przejdź do banku |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. Jak zbieramy i weryfikujemy stawki.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.
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Official benchmarks
Source: ecb.europa.eu. Shown as a reference point, not a recommendation.
Deposit protection: Einlagensicherung AUSTRIA (ESA)
ESA protects deposits held with Austrian private banks, Volksbanks (cooperative banks) and Hypobanks (mortgage banks) up to EUR 100,000, in special cases up to EUR 500,000. Other Austrian sectors' schemes are not described on that page. Source, checked 2026-10-18.
More Festgeld providers in Austria
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
- Bank AustriaBank · check rate on bank site
- Erste BankBank · check rate on bank site
- RaiffeisenBank · check rate on bank site
- Santander Consumer Bank (Austria)Bank · check rate on bank site
Questions about deposits in Austria
What is the best 12-month Festgeld rate in Austria today?
1.80% p.a. at BAWAG (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month Festgeld rate in Austria today?
1.60% p.a. at BAWAG (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
Are Festgelds in Austria protected?
ESA protects deposits held with Austrian private banks, Volksbanks (cooperative banks) and Hypobanks (mortgage banks) up to EUR 100,000, in special cases up to EUR 500,000. Other Austrian sectors' schemes are not described on that page.
How many banks do you compare in Austria?
We list 5 providers. Rates for 2 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do Festgeld rates compare with the ECB deposit facility rate?
The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month Festgeld rate open to any customer today is 1.80%.
Deposit rates in nearby countries
🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands
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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.