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Landen / 🇦🇪 United Arab Emirates

Best fixed deposit rates in United Arab Emirates

AED fixed deposit rates from 1 providers, read directly from each bank's website every day, plus 6 more providers to check. Sorted by rate; no paid rankings.

Last checked 18 Oct 2026, 05:37 UTC · all 7 providers · savings account

Best 3-month rate

2.40% p.a.

Emirates NBD

Board rate

Best 6-month rate

2.50% p.a.

Emirates NBD

Board rate

Best 12-month rate

2.85% p.a.

Emirates NBD

Board rate

Best rate for a AED 50,000 deposit, open to any customer. Promotions can end early; confirm with the bank.

Vergelijk fixed deposit tarieven

Tenure
Rate type
Options

1 banken met een 12‑maandsrente voor AED 50,000

BankRate p.a.TenureDepositDetailsLink
Emirates NBDFixed Deposit (AED)2.85%≈ AED 1,425 in 12 months12 monthsNot statedBoard rate
AED rates; minimum deposit not shown on the page
Go to bank

"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 2.15% at Emirates NBD2.15%1-month2 months: 2.15% at Emirates NBD2.15%2-month3 months: 2.40% at Emirates NBD2.40%3-month6 months: 2.50% at Emirates NBD2.50%6-month12 months: 2.85% at Emirates NBD2.85%12-month24 months: 2.50% at Emirates NBD2.50%24-month36 months: 2.50% at Emirates NBD2.50%36-month

Best rate open to any customer for AED 50,000 at each term, from today's verified offers. Hover a point for the bank.

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Official benchmarks

EIBOR overnight (published by CBUAE) 16 October 20263.5323%

Source: centralbank.ae. Shown as a reference point, not a recommendation.

Deposit protection: unknown

Unknown. No official Central Bank of the UAE (CBUAE) page describing a general deposit insurance or deposit guarantee scheme with a per-depositor limit was found on 2026-10-18 (centralbank.ae is behind a Cloudflare challenge; checked the home page and monetary-policy pages with a headful browser). Do not state a coverage amount.

Where does your money earn most in United Arab Emirates?

Best 12-month fixed deposit (Emirates NBD)2.85%
Best savings account (First Abu Dhabi Bank (FAB))5.60%
EIBOR overnight (published by CBUAE)3.5323%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

More fixed deposit providers in United Arab Emirates

We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.

Questions about deposits in United Arab Emirates

What is the best 12-month fixed deposit rate in United Arab Emirates today?

2.85% p.a. at Emirates NBD (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in United Arab Emirates today?

2.50% p.a. at Emirates NBD (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in United Arab Emirates protected?

Unknown. No official Central Bank of the UAE (CBUAE) page describing a general deposit insurance or deposit guarantee scheme with a per-depositor limit was found on 2026-10-18 (centralbank.ae is behind a Cloudflare challenge; checked the home page and monetary-policy pages with a headful browser). Do not state a coverage amount.

How many banks do you compare in United Arab Emirates?

We list 7 providers. Rates for 1 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the EIBOR overnight (published by CBUAE)?

The EIBOR overnight (published by CBUAE) is 3.5323% (16 October 2026). The best 12-month fixed deposit rate open to any customer today is 2.85%.

Deposit rates in nearby countries

🇿🇦 South Africa🇸🇦 Saudi Arabia🇶🇦 Qatar

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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.