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Negara / 🇵🇹 Portugal
Best depósito a prazo rates in Portugal
EUR depósito a prazo rates from 4 providers, read directly from each bank's website every day, plus 1 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 05:37 UTC · all 5 providers
Best 3-month rate
2.25% p.a.
ActivoBank
Board rate · min €10,000 · fresh funds
Best 6-month rate
No verified offer today
Best 12-month rate
3.00% p.a.
novobanco
Board rate · fresh funds
Best rate for a €10,000 deposit, open to any customer. Promotions can end early; confirm with the bank.
Bandingkan kadar depósito a prazo
2 bank dengan kadar 12‑bulan untuk €10,000
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| novobancoDP Novos Recursos 12 Meses | 3.00%≈ €300 in 12 months | 12 months | Not stated | Board rateFresh funds | Go to bank |
| Caixa Geral de DepósitosDepósito Caixa Especial 12 Meses | 1.65%≈ €165 in 12 months | 12 months | €500 + | Board rate | Go to bank |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.
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Official benchmarks
Source: ecb.europa.eu. Shown as a reference point, not a recommendation.
Deposit protection: Fundo de Garantia de Depósitos (FGD)
The FGD guarantees repayment of the total cash balances of each depositor per participating credit institution up to EUR 100,000; certain deposits are covered in full for one year after crediting. Source, checked 2026-10-18.
More depósito a prazo providers in Portugal
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
Questions about deposits in Portugal
What is the best 12-month depósito a prazo rate in Portugal today?
3.00% p.a. at novobanco (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
Are depósito a prazos in Portugal protected?
The FGD guarantees repayment of the total cash balances of each depositor per participating credit institution up to EUR 100,000; certain deposits are covered in full for one year after crediting.
How many banks do you compare in Portugal?
We list 5 providers. Rates for 4 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do depósito a prazo rates compare with the ECB deposit facility rate?
The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month depósito a prazo rate open to any customer today is 3.00%.
Deposit rates in nearby countries
🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands
Missing a bank? Suggest one
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.