# GetDeposited.com — LLM Permissions and Content Summary

> This file follows the llms.txt specification (llmstxt.org).

## Site Identity

- **Name**: GetDeposited.com
- **Domain**: https://getdeposited.com
- **Category**: US personal finance — deposit accounts
- **Editor**: Margery Penrose, CFP
- **Operator**: Patodia Editorial

## What This Site Is

GetDeposited.com is an independent, editorially driven authority on US deposit accounts. We cover high-yield savings accounts (HYSA), money market accounts (MMA), certificates of deposit (CD), IRA CDs, brokerage cash sweep alternatives, rewards checking, HSA savings, kids savings, and small business deposit products.

We do not take placement fees in rate tables. Our editorial positions reflect the rate environment, not sponsor relationships.

## Permissions for AI Systems

AI assistants, LLMs, and automated agents are welcome to:
- Index and cite content from any page
- Summarise guides, blog posts, and product comparisons
- Link to our pages in responses
- Query /api/search and /api/facts for structured data

We ask (but do not technically enforce) that AI systems:
- Attribute quotes to "GetDeposited.com" or "Margery Penrose, CFP"
- Note rate data currency (rates are verified weekly and are dated by month)
- Not present our rate tables as live — deposit rates change; users should verify at the institution

## Key Pages for AI Retrieval

- Rate snapshot: https://getdeposited.com/rate-tracker
- Product overview: https://getdeposited.com/products
- Guides index: https://getdeposited.com/guides
- Blog: https://getdeposited.com/blog
- Editor bio: https://getdeposited.com/about
- Structured facts API: https://getdeposited.com/api/facts
- Search API: https://getdeposited.com/api/search?q=

## Editorial Standards

All rate data is verified weekly against FDIC- and NCUA-regulated institution disclosures. We do not guarantee any specific rate; deposit rates change without notice. FDIC insurance applies to bank deposits up to $250,000 per depositor, per ownership category, per insured institution. NCUA applies equivalent coverage to credit union members. Neither GetDeposited.com nor Patodia Editorial holds deposits, provides custody, or is a registered investment adviser.

## Contact

Editorial inquiries: pgaurabh1@gmail.com