{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "vn/acb",
      "offers": [
        {
          "bank": "vn/acb",
          "channel": "Online",
          "conditions": [
            "Online deposit, interest at maturity, amounts under VND 200 million (higher tiers pay slightly more)"
          ],
          "currency": "VND",
          "kind": "board",
          "max_deposit": 199999999,
          "product": "Tiền gửi Online (lãi cuối kỳ)",
          "rate": 4.5,
          "segment": "personal",
          "source_url": "https://acb.com.vn/lai-suat-tien-gui",
          "tenure_months": 1
        },
        {
          "bank": "vn/acb",
          "channel": "Online",
          "conditions": [
            "Online deposit, interest at maturity, amounts under VND 200 million (higher tiers pay slightly more)"
          ],
          "currency": "VND",
          "kind": "board",
          "max_deposit": 199999999,
          "product": "Tiền gửi Online (lãi cuối kỳ)",
          "rate": 4.6,
          "segment": "personal",
          "source_url": "https://acb.com.vn/lai-suat-tien-gui",
          "tenure_months": 2
        },
        {
          "bank": "vn/acb",
          "channel": "Online",
          "conditions": [
            "Online deposit, interest at maturity, amounts under VND 200 million (higher tiers pay slightly more)"
          ],
          "currency": "VND",
          "kind": "board",
          "max_deposit": 199999999,
          "product": "Tiền gửi Online (lãi cuối kỳ)",
          "rate": 4.7,
          "segment": "personal",
          "source_url": "https://acb.com.vn/lai-suat-tien-gui",
          "tenure_months": 3
        },
        {
          "bank": "vn/acb",
          "channel": "Online",
          "conditions": [
            "Online deposit, interest at maturity, amounts under VND 200 million (higher tiers pay slightly more)"
          ],
          "currency": "VND",
          "kind": "board",
          "max_deposit": 199999999,
          "product": "Tiền gửi Online (lãi cuối kỳ)",
          "rate": 4.9,
          "segment": "personal",
          "source_url": "https://acb.com.vn/lai-suat-tien-gui",
          "tenure_months": 6
        },
        {
          "bank": "vn/acb",
          "channel": "Online",
          "conditions": [
            "Online deposit, interest at maturity, amounts under VND 200 million (higher tiers pay slightly more)"
          ],
          "currency": "VND",
          "kind": "board",
          "max_deposit": 199999999,
          "product": "Tiền gửi Online (lãi cuối kỳ)",
          "rate": 5.1,
          "segment": "personal",
          "source_url": "https://acb.com.vn/lai-suat-tien-gui",
          "tenure_months": 9
        },
        {
          "bank": "vn/acb",
          "channel": "Online",
          "conditions": [
            "Online deposit, interest at maturity, amounts under VND 200 million (higher tiers pay slightly more)"
          ],
          "currency": "VND",
          "kind": "board",
          "max_deposit": 199999999,
          "product": "Tiền gửi Online (lãi cuối kỳ)",
          "rate": 5.7,
          "segment": "personal",
          "source_url": "https://acb.com.vn/lai-suat-tien-gui",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "vn/bidv",
      "offers": [
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 2.1,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 1
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 2.1,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 2
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 2.4,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 3
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 2.4,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 5
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 6
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 9
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 5.9,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 12
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 5.9,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 13
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 5.9,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 15
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 5.9,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 18
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 6.0,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 24
        },
        {
          "bank": "vn/bidv",
          "conditions": [
            "Counter deposit ('Tiền gửi' tab), VND",
            "Indicative; may vary by region"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiền gửi (VND)",
          "rate": 6.0,
          "segment": "personal",
          "source_url": "https://bidv.com.vn/vn/ca-nhan/cong-cu-tien-ich/lai-suat",
          "tenure_months": 36
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "vn/vietcombank",
      "offers": [
        {
          "bank": "vn/vietcombank",
          "conditions": [
            "VND savings deposit, rate for the term in months (tháng)"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiết kiệm (VND)",
          "rate": 2.1,
          "segment": "personal",
          "source_url": "https://www.vietcombank.com.vn/vi-VN/KHCN/Cong-cu-Tien-ich/KHCN---Lai-suat",
          "tenure_months": 1
        },
        {
          "bank": "vn/vietcombank",
          "conditions": [
            "VND savings deposit, rate for the term in months (tháng)"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiết kiệm (VND)",
          "rate": 2.4,
          "segment": "personal",
          "source_url": "https://www.vietcombank.com.vn/vi-VN/KHCN/Cong-cu-Tien-ich/KHCN---Lai-suat",
          "tenure_months": 3
        },
        {
          "bank": "vn/vietcombank",
          "conditions": [
            "VND savings deposit, rate for the term in months (tháng)"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiết kiệm (VND)",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://www.vietcombank.com.vn/vi-VN/KHCN/Cong-cu-Tien-ich/KHCN---Lai-suat",
          "tenure_months": 6
        },
        {
          "bank": "vn/vietcombank",
          "conditions": [
            "VND savings deposit, rate for the term in months (tháng)"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiết kiệm (VND)",
          "rate": 5.9,
          "segment": "personal",
          "source_url": "https://www.vietcombank.com.vn/vi-VN/KHCN/Cong-cu-Tien-ich/KHCN---Lai-suat",
          "tenure_months": 12
        },
        {
          "bank": "vn/vietcombank",
          "conditions": [
            "VND savings deposit, rate for the term in months (tháng)"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiết kiệm (VND)",
          "rate": 6.0,
          "segment": "personal",
          "source_url": "https://www.vietcombank.com.vn/vi-VN/KHCN/Cong-cu-Tien-ich/KHCN---Lai-suat",
          "tenure_months": 24
        },
        {
          "bank": "vn/vietcombank",
          "conditions": [
            "VND savings deposit, rate for the term in months (tháng)"
          ],
          "currency": "VND",
          "kind": "board",
          "product": "Tiết kiệm (VND)",
          "rate": 5.3,
          "segment": "personal",
          "source_url": "https://www.vietcombank.com.vn/vi-VN/KHCN/Cong-cu-Tien-ich/KHCN---Lai-suat",
          "tenure_months": 36
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [],
  "country": "vn",
  "currency": "VND",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 125000000,
    "scheme": "DIV",
    "source": "https://www.div.gov.vn/thong-tin-bao-chi-ve-han-muc-tra-tien-bao-hiem",
    "summary": "Deposit Insurance of Vietnam (DIV) pays up to VND 125 million (principal and interest) per individual per insured credit institution, under Decision 32/2021/QD-TTg effective 12 December 2021. A 2026 SBV circular (05/2026/TT-NHNN) now governs the payout limit under the new Deposit Insurance Law; we have not confirmed whether the amount changed."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Vietnam",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}