{
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      "id": "tw/bot",
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          ],
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          "kind": "board",
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          "product": "Time Deposit (fixed rate)",
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            "Fixed-rate column, deposits under NT$5,000,000"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 4999999,
          "product": "Time Deposit (fixed rate)",
          "rate": 1.29,
          "segment": "personal",
          "source_url": "https://rate.bot.com.tw/twd",
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        },
        {
          "bank": "tw/bot",
          "conditions": [
            "Fixed-rate column, deposits under NT$5,000,000"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 4999999,
          "product": "Time Deposit (fixed rate)",
          "rate": 1.465,
          "segment": "personal",
          "source_url": "https://rate.bot.com.tw/twd",
          "tenure_months": 6
        },
        {
          "bank": "tw/bot",
          "conditions": [
            "Fixed-rate column, deposits under NT$5,000,000"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 4999999,
          "product": "Time Deposit (fixed rate)",
          "rate": 1.58,
          "segment": "personal",
          "source_url": "https://rate.bot.com.tw/twd",
          "tenure_months": 9
        },
        {
          "bank": "tw/bot",
          "conditions": [
            "Fixed-rate column, deposits under NT$5,000,000"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 4999999,
          "product": "Time Deposit (fixed rate)",
          "rate": 1.7,
          "segment": "personal",
          "source_url": "https://rate.bot.com.tw/twd",
          "tenure_months": 12
        },
        {
          "bank": "tw/bot",
          "conditions": [
            "Fixed-rate column, deposits under NT$5,000,000"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 4999999,
          "product": "Time Deposit (fixed rate)",
          "rate": 1.73,
          "segment": "personal",
          "source_url": "https://rate.bot.com.tw/twd",
          "tenure_months": 24
        },
        {
          "bank": "tw/bot",
          "conditions": [
            "Fixed-rate column, deposits under NT$5,000,000"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 4999999,
          "product": "Time Deposit (fixed rate)",
          "rate": 1.745,
          "segment": "personal",
          "source_url": "https://rate.bot.com.tw/twd",
          "tenure_months": 36
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "tw/cathay",
      "offers": [
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.205,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 1
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.205,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 2
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.245,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 3
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.245,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 4
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.245,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 5
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.375,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 6
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.375,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 7
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.375,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 8
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.495,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 9
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.495,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 10
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.495,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 11
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.645,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 13
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.645,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 12
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.645,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 24
        },
        {
          "bank": "tw/cathay",
          "conditions": [
            "定存 board rate, fixed-rate column",
            "Under NT$3,000,000 (larger deposits have separate 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定存 Time Deposit (fixed rate)",
          "rate": 1.645,
          "segment": "personal",
          "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/product/deposit/rate/",
          "tenure_months": 36
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "tw/esun",
      "offers": [
        {
          "bank": "tw/esun",
          "conditions": [
            "Board rate, fixed-rate column",
            "Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.225,
          "segment": "personal",
          "source_url": "https://www.esunbank.com/zh-tw/personal/deposit/rate/twd/deposit-rate",
          "tenure_months": 1
        },
        {
          "bank": "tw/esun",
          "conditions": [
            "Board rate, fixed-rate column",
            "Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.28,
          "segment": "personal",
          "source_url": "https://www.esunbank.com/zh-tw/personal/deposit/rate/twd/deposit-rate",
          "tenure_months": 3
        },
        {
          "bank": "tw/esun",
          "conditions": [
            "Board rate, fixed-rate column",
            "Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.445,
          "segment": "personal",
          "source_url": "https://www.esunbank.com/zh-tw/personal/deposit/rate/twd/deposit-rate",
          "tenure_months": 6
        },
        {
          "bank": "tw/esun",
          "conditions": [
            "Board rate, fixed-rate column",
            "Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.585,
          "segment": "personal",
          "source_url": "https://www.esunbank.com/zh-tw/personal/deposit/rate/twd/deposit-rate",
          "tenure_months": 9
        },
        {
          "bank": "tw/esun",
          "conditions": [
            "Board rate, fixed-rate column",
            "Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.705,
          "segment": "personal",
          "source_url": "https://www.esunbank.com/zh-tw/personal/deposit/rate/twd/deposit-rate",
          "tenure_months": 12
        },
        {
          "bank": "tw/esun",
          "conditions": [
            "Board rate, fixed-rate column",
            "Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.705,
          "segment": "personal",
          "source_url": "https://www.esunbank.com/zh-tw/personal/deposit/rate/twd/deposit-rate",
          "tenure_months": 24
        },
        {
          "bank": "tw/esun",
          "conditions": [
            "Board rate, fixed-rate column",
            "Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)"
          ],
          "currency": "TWD",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.705,
          "segment": "personal",
          "source_url": "https://www.esunbank.com/zh-tw/personal/deposit/rate/twd/deposit-rate",
          "tenure_months": 36
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "tw/landbank",
      "offers": [
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.225,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 1
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.225,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 2
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.285,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 4
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.285,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 5
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.46,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 6
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.46,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 8
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.575,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 9
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.575,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 11
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.7,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 12
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.7,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 23
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.705,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 24
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.705,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 35
        },
        {
          "bank": "tw/landbank",
          "conditions": [
            "Board rate, fixed-rate column",
            "Large deposits have separate 大額 rates (published on a separate page)"
          ],
          "currency": "TWD",
          "kind": "board",
          "product": "定期存款 Time Deposit (fixed rate)",
          "rate": 1.715,
          "segment": "personal",
          "source_url": "https://rate.landbank.com.tw/zh-TW/TWDInfo?mid=23",
          "tenure_months": 36
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "error": "tw/mega: rule '定存 Time Deposit (fixed rate)' found no rates",
      "id": "tw/mega",
      "offers": [],
      "status": "failed"
    }
  ],
  "benchmarks": [
    {
      "country": "tw",
      "date": "",
      "error": "pattern not found: 調整日期 (?P<d>\\d{4}/\\d{1,2}/\\d{1,2}) 重貼現率 (?P<v>\\d+(?:\\.\\d+)?)",
      "label": "CBC discount rate (重貼現率)",
      "page": "https://www.cbc.gov.tw/tw/lp-640-1.html",
      "status": "failed"
    }
  ],
  "country": "tw",
  "currency": "TWD",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 3000000,
    "scheme": "Central Deposit Insurance Corporation (CDIC)",
    "source": "https://www.cdic.gov.tw/main_deposit/docdetail.aspx?uid=33&pid=8&docid=9",
    "summary": "Since 1 January 2011 each depositor's principal and interest at the same insured institution in Taiwan is covered up to a maximum of NT$3 million."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Taiwan",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}