{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "se/collector",
      "offers": [
        {
          "bank": "se/collector",
          "conditions": [
            "Fixed rate for the binding period",
            "Covered by the Swedish deposit insurance"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Sparkonto med bindningstid",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.collector.se/spara-pengar/aktuella-sparrantor/",
          "tenure_months": 3
        },
        {
          "bank": "se/collector",
          "conditions": [
            "Fixed rate for the binding period",
            "Covered by the Swedish deposit insurance"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Sparkonto med bindningstid",
          "rate": 2.55,
          "segment": "personal",
          "source_url": "https://www.collector.se/spara-pengar/aktuella-sparrantor/",
          "tenure_months": 6
        },
        {
          "bank": "se/collector",
          "conditions": [
            "Fixed rate for the binding period",
            "Covered by the Swedish deposit insurance"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Sparkonto med bindningstid",
          "rate": 2.65,
          "segment": "personal",
          "source_url": "https://www.collector.se/spara-pengar/aktuella-sparrantor/",
          "tenure_months": 12
        },
        {
          "bank": "se/collector",
          "conditions": [
            "Fixed rate for the binding period",
            "Covered by the Swedish deposit insurance"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Sparkonto med bindningstid",
          "rate": 2.7,
          "segment": "personal",
          "source_url": "https://www.collector.se/spara-pengar/aktuella-sparrantor/",
          "tenure_months": 24
        },
        {
          "bank": "se/collector",
          "conditions": [
            "Fixed rate for the binding period",
            "Covered by the Swedish deposit insurance"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Sparkonto med bindningstid",
          "rate": 2.75,
          "segment": "personal",
          "source_url": "https://www.collector.se/spara-pengar/aktuella-sparrantor/",
          "tenure_months": 36
        },
        {
          "bank": "se/collector",
          "conditions": [
            "Fixed rate for the binding period",
            "Covered by the Swedish deposit insurance"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Sparkonto med bindningstid",
          "rate": 2.8,
          "segment": "personal",
          "source_url": "https://www.collector.se/spara-pengar/aktuella-sparrantor/",
          "tenure_months": 48
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "se/klarna",
      "offers": [
        {
          "bank": "se/klarna",
          "conditions": [
            "Fixed rate for the chosen term",
            "No minimum deposit",
            "Managed in the Klarna app"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Fastkonto",
          "rate": 1.61,
          "segment": "personal",
          "source_url": "https://www.klarna.com/se/sparkonton/",
          "tenure_months": 3
        },
        {
          "bank": "se/klarna",
          "conditions": [
            "Fixed rate for the chosen term",
            "No minimum deposit",
            "Managed in the Klarna app"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Fastkonto",
          "rate": 1.81,
          "segment": "personal",
          "source_url": "https://www.klarna.com/se/sparkonton/",
          "tenure_months": 6
        },
        {
          "bank": "se/klarna",
          "conditions": [
            "Fixed rate for the chosen term",
            "No minimum deposit",
            "Managed in the Klarna app"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Fastkonto",
          "rate": 2.01,
          "segment": "personal",
          "source_url": "https://www.klarna.com/se/sparkonton/",
          "tenure_months": 9
        },
        {
          "bank": "se/klarna",
          "conditions": [
            "Fixed rate for the chosen term",
            "No minimum deposit",
            "Managed in the Klarna app"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Fastkonto",
          "rate": 2.45,
          "segment": "personal",
          "source_url": "https://www.klarna.com/se/sparkonton/",
          "tenure_months": 12
        },
        {
          "bank": "se/klarna",
          "conditions": [
            "Fixed rate for the chosen term",
            "No minimum deposit",
            "Managed in the Klarna app"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Fastkonto",
          "rate": 2.62,
          "segment": "personal",
          "source_url": "https://www.klarna.com/se/sparkonton/",
          "tenure_months": 18
        },
        {
          "bank": "se/klarna",
          "conditions": [
            "Fixed rate for the chosen term",
            "No minimum deposit",
            "Managed in the Klarna app"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Fastkonto",
          "rate": 2.72,
          "segment": "personal",
          "source_url": "https://www.klarna.com/se/sparkonton/",
          "tenure_months": 24
        },
        {
          "bank": "se/klarna",
          "conditions": [
            "Fixed rate for the chosen term",
            "No minimum deposit",
            "Managed in the Klarna app"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Fastkonto",
          "rate": 2.84,
          "segment": "personal",
          "source_url": "https://www.klarna.com/se/sparkonton/",
          "tenure_months": 36
        },
        {
          "bank": "se/klarna",
          "conditions": [
            "Fixed rate for the chosen term",
            "No minimum deposit",
            "Managed in the Klarna app"
          ],
          "currency": "SEK",
          "kind": "board",
          "product": "Fastkonto",
          "rate": 2.93,
          "segment": "personal",
          "source_url": "https://www.klarna.com/se/sparkonton/",
          "tenure_months": 48
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "se/svea",
      "offers": [
        {
          "bank": "se/svea",
          "conditions": [
            "Minimum deposit SEK 10,000",
            "One deposit per account",
            "Requires a Svea Sparkonto first"
          ],
          "currency": "SEK",
          "kind": "board",
          "min_deposit": 10000,
          "product": "Fasträntekonto",
          "rate": 2.8,
          "segment": "personal",
          "source_url": "https://www.svea.com/sv-se/privat/spara/fastr%C3%A4ntekonto",
          "tenure_months": 3
        },
        {
          "bank": "se/svea",
          "conditions": [
            "Minimum deposit SEK 10,000",
            "One deposit per account",
            "Requires a Svea Sparkonto first"
          ],
          "currency": "SEK",
          "kind": "board",
          "min_deposit": 10000,
          "product": "Fasträntekonto",
          "rate": 2.8,
          "segment": "personal",
          "source_url": "https://www.svea.com/sv-se/privat/spara/fastr%C3%A4ntekonto",
          "tenure_months": 6
        },
        {
          "bank": "se/svea",
          "conditions": [
            "Minimum deposit SEK 10,000",
            "One deposit per account",
            "Requires a Svea Sparkonto first"
          ],
          "currency": "SEK",
          "kind": "board",
          "min_deposit": 10000,
          "product": "Fasträntekonto",
          "rate": 2.65,
          "segment": "personal",
          "source_url": "https://www.svea.com/sv-se/privat/spara/fastr%C3%A4ntekonto",
          "tenure_months": 12
        },
        {
          "bank": "se/svea",
          "conditions": [
            "Minimum deposit SEK 10,000",
            "One deposit per account",
            "Requires a Svea Sparkonto first"
          ],
          "currency": "SEK",
          "kind": "board",
          "min_deposit": 10000,
          "product": "Fasträntekonto",
          "rate": 2.35,
          "segment": "personal",
          "source_url": "https://www.svea.com/sv-se/privat/spara/fastr%C3%A4ntekonto",
          "tenure_months": 24
        },
        {
          "bank": "se/svea",
          "conditions": [
            "Minimum deposit SEK 10,000",
            "One deposit per account",
            "Requires a Svea Sparkonto first"
          ],
          "currency": "SEK",
          "kind": "board",
          "min_deposit": 10000,
          "product": "Fasträntekonto",
          "rate": 2.3,
          "segment": "personal",
          "source_url": "https://www.svea.com/sv-se/privat/spara/fastr%C3%A4ntekonto",
          "tenure_months": 36
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "se",
      "date": "2026-10-16",
      "label": "Riksbank policy rate",
      "page": "https://www.riksbank.se/en-gb/monetary-policy/the-policy-rate/",
      "status": "ok",
      "value": 1.75,
      "verified_at": "2026-10-18T06:33:54.835087549Z"
    }
  ],
  "country": "se",
  "currency": "SEK",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 1150000,
    "scheme": "Insättningsgarantin (Swedish deposit insurance, Riksgälden)",
    "source": "https://www.riksgalden.se/en/our-operations/deposit-insurance/",
    "summary": "The state deposit insurance administered by the Swedish National Debt Office (Riksgälden) covers deposits per person per institution. Riksgälden raised the maximum from SEK 1,050,000 to SEK 1,150,000 with effect from 1 January 2026."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Sweden",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}