{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "pt/activobank",
      "offers": [
        {
          "bank": "pt/activobank",
          "conditions": [
            "TANB",
            "New money only",
            "Minimum EUR 10,000",
            "90-day term"
          ],
          "currency": "EUR",
          "fresh_funds": true,
          "kind": "board",
          "min_deposit": 10000,
          "product": "Depósito Dinheiro Novo AB",
          "rate": 2.25,
          "segment": "personal",
          "source_url": "https://www.activobank.pt/depositos-prazo-poupancas",
          "tenure_months": 3
        },
        {
          "bank": "pt/activobank",
          "conditions": [
            "TANB",
            "New money only",
            "Minimum EUR 50,000",
            "180-day term"
          ],
          "currency": "EUR",
          "fresh_funds": true,
          "kind": "board",
          "min_deposit": 50000,
          "product": "Depósito Dinheiro Novo Plus AB",
          "rate": 2.6,
          "segment": "personal",
          "source_url": "https://www.activobank.pt/depositos-prazo-poupancas",
          "tenure_months": 6
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "pt/cgd",
      "offers": [
        {
          "bank": "pt/cgd",
          "conditions": [
            "TANB, fixed for the first term",
            "New money only (novos recursos)",
            "EUR 15,000 to EUR 1,000,000",
            "Renewals pay 0,25%"
          ],
          "currency": "EUR",
          "fresh_funds": true,
          "kind": "board",
          "max_deposit": 1000000,
          "min_deposit": 15000,
          "product": "DP Caixa Novos Recursos",
          "rate": 2.6,
          "segment": "personal",
          "source_url": "https://www.cgd.pt/Particulares/Poupanca-Investimento/Depositos-a-Prazo-e-Poupanca/Pages/Depositos-a-Prazo-e-Contas-Poupanca.aspx",
          "tenure_months": 6
        },
        {
          "bank": "pt/cgd",
          "conditions": [
            "TANB",
            "EUR 50,000 to EUR 250,000",
            "Requires a Caixa current account in the same names"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 250000,
          "min_deposit": 50000,
          "product": "Depósito Caixa +Aforro 12 Meses",
          "rate": 2.25,
          "segment": "personal",
          "source_url": "https://www.cgd.pt/Particulares/Poupanca-Investimento/Depositos-a-Prazo-e-Poupanca/Pages/Depositos-a-Prazo-e-Contas-Poupanca.aspx",
          "tenure_months": 12
        },
        {
          "bank": "pt/cgd",
          "conditions": [
            "TANB",
            "EUR 50,000 to EUR 250,000",
            "Requires a Caixa current account in the same names"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 250000,
          "min_deposit": 50000,
          "product": "Depósito Caixa +Aforro 6 Meses",
          "rate": 2.15,
          "segment": "personal",
          "source_url": "https://www.cgd.pt/Particulares/Poupanca-Investimento/Depositos-a-Prazo-e-Poupanca/Pages/Depositos-a-Prazo-e-Contas-Poupanca.aspx",
          "tenure_months": 6
        },
        {
          "bank": "pt/cgd",
          "channel": "App",
          "conditions": [
            "TANB",
            "EUR 250 to EUR 15,000",
            "Subscription only in the Caixadirecta app"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 15000,
          "min_deposit": 250,
          "product": "Depósito App 3 Meses",
          "rate": 2.0,
          "segment": "personal",
          "source_url": "https://www.cgd.pt/Particulares/Poupanca-Investimento/Depositos-a-Prazo-e-Poupanca/Pages/Depositos-a-Prazo-e-Contas-Poupanca.aspx",
          "tenure_months": 3
        },
        {
          "bank": "pt/cgd",
          "conditions": [
            "TANB",
            "Minimum EUR 250"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 250,
          "product": "Depósito Caixa 3 Meses",
          "rate": 1.7,
          "segment": "personal",
          "source_url": "https://www.cgd.pt/Particulares/Poupanca-Investimento/Depositos-a-Prazo-e-Poupanca/Pages/Depositos-a-Prazo-e-Contas-Poupanca.aspx",
          "tenure_months": 3
        },
        {
          "bank": "pt/cgd",
          "conditions": [
            "TANB",
            "Minimum EUR 500",
            "Not renewable"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 500,
          "product": "Depósito Caixa 24 Meses",
          "rate": 1.9,
          "segment": "personal",
          "source_url": "https://www.cgd.pt/Particulares/Poupanca-Investimento/Depositos-a-Prazo-e-Poupanca/Pages/Depositos-a-Prazo-e-Contas-Poupanca.aspx",
          "tenure_months": 24
        },
        {
          "bank": "pt/cgd",
          "conditions": [
            "Standard TANB; 1,90% preferential rate with income domiciliation (not included)",
            "Minimum EUR 500"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 500,
          "product": "Depósito Caixa Especial 12 Meses",
          "rate": 1.65,
          "segment": "personal",
          "source_url": "https://www.cgd.pt/Particulares/Poupanca-Investimento/Depositos-a-Prazo-e-Poupanca/Pages/Depositos-a-Prazo-e-Contas-Poupanca.aspx",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "pt/novobanco",
      "offers": [
        {
          "bank": "pt/novobanco",
          "conditions": [
            "TANB",
            "New money only (novos recursos)",
            "Minimum deposit not shown on the overview page"
          ],
          "currency": "EUR",
          "fresh_funds": true,
          "kind": "board",
          "product": "DP Novos Recursos 12 Meses",
          "rate": 3.0,
          "segment": "personal",
          "source_url": "https://www.novobanco.pt/particulares/poupancas",
          "tenure_months": 12
        },
        {
          "bank": "pt/novobanco",
          "conditions": [
            "TANB",
            "New money only",
            "Minimum deposit not shown on the overview page"
          ],
          "currency": "EUR",
          "fresh_funds": true,
          "kind": "board",
          "product": "DP Novos Recursos 12 Meses II",
          "rate": 2.75,
          "segment": "personal",
          "source_url": "https://www.novobanco.pt/particulares/poupancas",
          "tenure_months": 12
        },
        {
          "bank": "pt/novobanco",
          "conditions": [
            "TANB, interest paid annually",
            "No early withdrawal (não mobilizável)",
            "Minimum deposit not shown on the overview page"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "DP Não Mobilizável 2 Anos",
          "rate": 2.1,
          "segment": "personal",
          "source_url": "https://www.novobanco.pt/particulares/poupancas",
          "tenure_months": 24
        },
        {
          "bank": "pt/novobanco",
          "conditions": [
            "TANB",
            "New customers only"
          ],
          "currency": "EUR",
          "kind": "promo",
          "product": "DP Novos Clientes 6 Meses",
          "rate": 3.25,
          "segment": "new-to-bank",
          "source_url": "https://www.novobanco.pt/particulares/poupancas",
          "tenure_months": 6
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "pt/santander",
      "offers": [
        {
          "bank": "pt/santander",
          "conditions": [
            "TANB; same rate for 3, 6 or 12 months",
            "EUR 15,000 to EUR 300,000",
            "Interest paid at maturity to the linked current account"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 300000,
          "min_deposit": 15000,
          "product": "Depósito Poupança",
          "rate": 1.05,
          "segment": "personal",
          "source_url": "https://www.santander.pt/poupancas/depositos-a-prazo",
          "tenure_months": 3
        },
        {
          "bank": "pt/santander",
          "conditions": [
            "TANB; same rate for 3, 6 or 12 months",
            "EUR 15,000 to EUR 300,000",
            "Interest paid at maturity to the linked current account"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 300000,
          "min_deposit": 15000,
          "product": "Depósito Poupança",
          "rate": 1.05,
          "segment": "personal",
          "source_url": "https://www.santander.pt/poupancas/depositos-a-prazo",
          "tenure_months": 6
        },
        {
          "bank": "pt/santander",
          "conditions": [
            "TANB; same rate for 3, 6 or 12 months",
            "EUR 15,000 to EUR 300,000",
            "Interest paid at maturity to the linked current account"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 300000,
          "min_deposit": 15000,
          "product": "Depósito Poupança",
          "rate": 1.05,
          "segment": "personal",
          "source_url": "https://www.santander.pt/poupancas/depositos-a-prazo",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "pt",
      "date": "2026-10-18",
      "label": "ECB deposit facility rate",
      "page": "https://www.ecb.europa.eu/stats/policy_and_exchange_rates/key_ecb_interest_rates/html/index.en.html",
      "status": "ok",
      "value": 2.5,
      "verified_at": "2026-10-18T06:33:53.515835415Z"
    }
  ],
  "country": "pt",
  "currency": "EUR",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 100000,
    "scheme": "Fundo de Garantia de Depósitos (FGD)",
    "source": "https://www.fgd.pt/montantes-garantidos",
    "summary": "The FGD guarantees repayment of the total cash balances of each depositor per participating credit institution up to EUR 100,000; certain deposits are covered in full for one year after crediting."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Portugal",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}