{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "pl/bnpparibas",
      "offers": [
        {
          "bank": "pl/bnpparibas",
          "conditions": [
            "From PLN 1,000",
            "Available online, in the mobile app and in branches"
          ],
          "currency": "PLN",
          "kind": "board",
          "min_deposit": 1000,
          "product": "Lokata GO",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.bnpparibas.pl/klienci-indywidualni/oszczednosci-i-inwestycje",
          "tenure_months": 1
        },
        {
          "bank": "pl/bnpparibas",
          "conditions": [
            "From PLN 1,000",
            "Available online, in the mobile app and in branches"
          ],
          "currency": "PLN",
          "kind": "board",
          "min_deposit": 1000,
          "product": "Lokata GO",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.bnpparibas.pl/klienci-indywidualni/oszczednosci-i-inwestycje",
          "tenure_months": 3
        },
        {
          "bank": "pl/bnpparibas",
          "conditions": [
            "From PLN 1,000",
            "Available online, in the mobile app and in branches"
          ],
          "currency": "PLN",
          "kind": "board",
          "min_deposit": 1000,
          "product": "Lokata GO",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.bnpparibas.pl/klienci-indywidualni/oszczednosci-i-inwestycje",
          "tenure_months": 6
        },
        {
          "bank": "pl/bnpparibas",
          "conditions": [
            "From PLN 1,000",
            "Available online, in the mobile app and in branches"
          ],
          "currency": "PLN",
          "kind": "board",
          "min_deposit": 1000,
          "product": "Lokata GO",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.bnpparibas.pl/klienci-indywidualni/oszczednosci-i-inwestycje",
          "tenure_months": 12
        },
        {
          "bank": "pl/bnpparibas",
          "channel": "Mobile app",
          "conditions": [
            "Up to PLN 50,000",
            "Mobile app only"
          ],
          "currency": "PLN",
          "kind": "board",
          "max_deposit": 50000,
          "product": "Lokata GOmobile",
          "rate": 1.25,
          "segment": "personal",
          "source_url": "https://www.bnpparibas.pl/klienci-indywidualni/oszczednosci-i-inwestycje",
          "tenure_months": 5
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "pl/velobank",
      "offers": [
        {
          "bank": "pl/velobank",
          "conditions": [
            "New funds only",
            "Promotion edition 13/2026, 8.10.2026 to 12.11.2026",
            "Up to PLN 190,000 per deposit, max 3 deposits per period",
            "Minimum PLN 5,000 in branches"
          ],
          "currency": "PLN",
          "fresh_funds": true,
          "kind": "promo",
          "max_deposit": 190000,
          "product": "Lokata na Nowe Środki",
          "rate": 3.2,
          "segment": "personal",
          "source_url": "https://www.velobank.pl/klienci-indywidualni/oszczednosci/lokata-na-nowe-srodki.html",
          "tenure_months": 3
        },
        {
          "bank": "pl/velobank",
          "conditions": [
            "New funds only",
            "Promotion edition 13/2026, 8.10.2026 to 12.11.2026",
            "Up to PLN 190,000 per deposit, max 3 deposits per period",
            "Minimum PLN 5,000 in branches"
          ],
          "currency": "PLN",
          "fresh_funds": true,
          "kind": "promo",
          "max_deposit": 190000,
          "product": "Lokata na Nowe Środki",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://www.velobank.pl/klienci-indywidualni/oszczednosci/lokata-na-nowe-srodki.html",
          "tenure_months": 6
        },
        {
          "bank": "pl/velobank",
          "conditions": [
            "New funds only",
            "Promotion edition 13/2026, 8.10.2026 to 12.11.2026",
            "Up to PLN 190,000 per deposit, max 3 deposits per period",
            "Minimum PLN 5,000 in branches"
          ],
          "currency": "PLN",
          "fresh_funds": true,
          "kind": "promo",
          "max_deposit": 190000,
          "product": "Lokata na Nowe Środki",
          "rate": 3.0,
          "segment": "personal",
          "source_url": "https://www.velobank.pl/klienci-indywidualni/oszczednosci/lokata-na-nowe-srodki.html",
          "tenure_months": 2
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "pl",
      "date": "",
      "error": "pattern not found: id=\"ref\"[^>]*?oprocentowanie=\"(?P<v>\\d+,\\d+)\"[^>]*?obowiazuje_od=\"(?P<d>\\d{4}-\\d{2}-\\d{2})\"",
      "label": "NBP reference rate",
      "page": "https://nbp.pl/en/monetary-policy/",
      "status": "failed"
    },
    {
      "country": "pl",
      "date": "",
      "error": "pattern not found: id=\"dep\"[^>]*?oprocentowanie=\"(?P<v>\\d+,\\d+)\"[^>]*?obowiazuje_od=\"(?P<d>\\d{4}-\\d{2}-\\d{2})\"",
      "label": "NBP deposit rate",
      "page": "https://nbp.pl/en/monetary-policy/",
      "status": "failed"
    }
  ],
  "country": "pl",
  "currency": "PLN",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 100000,
    "scheme": "BFG (Bankowy Fundusz Gwarancyjny, Bank Guarantee Fund)",
    "source": "https://www.bfg.pl/en/",
    "summary": "Eligible deposits at Polish banks are covered up to the PLN equivalent of EUR 100,000 per depositor per bank. Branches of other EU banks operating in Poland are covered by their home-country scheme."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Poland",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}