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          "currency": "PHP",
          "kind": "board",
          "max_deposit": 4999999,
          "min_deposit": 1000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.25,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 1
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 4999999,
          "min_deposit": 1000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.25,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 2
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 4999999,
          "min_deposit": 1000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.375,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 6
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 9999999,
          "min_deposit": 5000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.25,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 1
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 9999999,
          "min_deposit": 5000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.25,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 2
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 9999999,
          "min_deposit": 5000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 6
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 19999999,
          "min_deposit": 10000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.25,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 1
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 19999999,
          "min_deposit": 10000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.25,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 2
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 19999999,
          "min_deposit": 10000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 6
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "min_deposit": 20000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.25,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 1
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "min_deposit": 20000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.25,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 2
        },
        {
          "bank": "ph/metrobank",
          "conditions": [
            "Rates gross of 20% withholding tax; documentary stamp tax paid by the bank",
            "Based on prevailing daily market rates"
          ],
          "currency": "PHP",
          "kind": "board",
          "min_deposit": 20000000,
          "product": "Peso Regular Time Deposit",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 6
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 999999,
          "min_deposit": 10000,
          "product": "Online Time Deposit",
          "rate": 4.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 1
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 999999,
          "min_deposit": 10000,
          "product": "Online Time Deposit",
          "rate": 4.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 2
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 999999,
          "min_deposit": 10000,
          "product": "Online Time Deposit",
          "rate": 4.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 6
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 9999999,
          "min_deposit": 1000000,
          "product": "Online Time Deposit",
          "rate": 4.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 1
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 9999999,
          "min_deposit": 1000000,
          "product": "Online Time Deposit",
          "rate": 4.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 2
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "max_deposit": 9999999,
          "min_deposit": 1000000,
          "product": "Online Time Deposit",
          "rate": 5.0,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 6
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "min_deposit": 10000000,
          "product": "Online Time Deposit",
          "rate": 4.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 1
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "min_deposit": 10000000,
          "product": "Online Time Deposit",
          "rate": 4.75,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 2
        },
        {
          "bank": "ph/metrobank",
          "channel": "Online",
          "conditions": [
            "Opened via Metrobank Online / app",
            "Rates gross of 20% withholding tax"
          ],
          "currency": "PHP",
          "kind": "board",
          "min_deposit": 10000000,
          "product": "Online Time Deposit",
          "rate": 5.5,
          "segment": "personal",
          "source_url": "https://www.metrobank.com.ph/articles/time-deposit-rates-and-fees",
          "tenure_months": 6
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "ph/tonik",
      "offers": [
        {
          "bank": "ph/tonik",
          "conditions": [
            "Base rate shown; an extra 1% p.a. is paid at maturity only if you keep at least PHP 10,000 ADB in your Tonik Savings Account every month"
          ],
          "currency": "PHP",
          "kind": "board",
          "product": "Time Deposit",
          "rate": 4.0,
          "segment": "personal",
          "source_url": "https://tonikbank.com/deposit-interest-rates",
          "tenure_months": 6
        },
        {
          "bank": "ph/tonik",
          "conditions": [
            "Base rate shown; an extra 1% p.a. is paid at maturity only if you keep at least PHP 10,000 ADB in your Tonik Savings Account every month"
          ],
          "currency": "PHP",
          "kind": "board",
          "product": "Time Deposit",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://tonikbank.com/deposit-interest-rates",
          "tenure_months": 9
        },
        {
          "bank": "ph/tonik",
          "conditions": [
            "Base rate shown; an extra 1% p.a. is paid at maturity only if you keep at least PHP 10,000 ADB in your Tonik Savings Account every month"
          ],
          "currency": "PHP",
          "kind": "board",
          "product": "Time Deposit",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://tonikbank.com/deposit-interest-rates",
          "tenure_months": 12
        },
        {
          "bank": "ph/tonik",
          "conditions": [
            "Base rate shown; an extra 1% p.a. is paid at maturity only if you keep at least PHP 10,000 ADB in your Tonik Savings Account every month"
          ],
          "currency": "PHP",
          "kind": "board",
          "product": "Time Deposit",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://tonikbank.com/deposit-interest-rates",
          "tenure_months": 18
        },
        {
          "bank": "ph/tonik",
          "conditions": [
            "Base rate shown; an extra 1% p.a. is paid at maturity only if you keep at least PHP 10,000 ADB in your Tonik Savings Account every month"
          ],
          "currency": "PHP",
          "kind": "board",
          "product": "Time Deposit",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://tonikbank.com/deposit-interest-rates",
          "tenure_months": 24
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "ph",
      "date": "",
      "error": "https://www.bsp.gov.ph/SitePages/Statistics/KeyRates.aspx: page nearly empty (1333 chars of text)",
      "label": "BSP target reverse repurchase (RRP) rate",
      "page": "https://www.bsp.gov.ph/SitePages/Statistics/KeyRates.aspx",
      "status": "failed"
    }
  ],
  "country": "ph",
  "currency": "PHP",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 1000000,
    "scheme": "PDIC",
    "source": "https://www.pdic.gov.ph/",
    "summary": "Effective 15 March 2025, PDIC insures deposits up to PHP 1 million per depositor, per bank (raised from PHP 500,000)."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Philippines",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}