{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "error": "https://www.kbanknow.com/web/product/deposit/codek-fixed: page nearly empty (1396 chars of text)",
      "id": "kr/kbank",
      "offers": [],
      "status": "failed"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "kr/toss",
      "offers": [
        {
          "bank": "kr/toss",
          "conditions": [
            "Interest is paid upfront to the linked account (선이자지급방식)",
            "Rates before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "먼저 이자 받는 정기예금",
          "rate": 3.1,
          "segment": "personal",
          "source_url": "https://www.tossbank.com/product-service/savings/time-deposit",
          "tenure_months": 3
        },
        {
          "bank": "kr/toss",
          "conditions": [
            "Interest is paid upfront to the linked account (선이자지급방식)",
            "Rates before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "먼저 이자 받는 정기예금",
          "rate": 3.3,
          "segment": "personal",
          "source_url": "https://www.tossbank.com/product-service/savings/time-deposit",
          "tenure_months": 6
        },
        {
          "bank": "kr/toss",
          "conditions": [
            "Interest is paid upfront to the linked account (선이자지급방식)",
            "Rates before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "먼저 이자 받는 정기예금",
          "rate": 3.6,
          "segment": "personal",
          "source_url": "https://www.tossbank.com/product-service/savings/time-deposit",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "kr/woori",
      "offers": [
        {
          "bank": "kr/woori",
          "conditions": [
            "약정이율 (contract rate) for the term, before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "WON플러스 예금",
          "rate": 2.7,
          "segment": "personal",
          "source_url": "https://spot.wooribank.com/pot/Dream?withyou=PODEP0001&cc=c011240:c009166;c012263:c012399&PRD_CD=P010002491&PRD_YN=Y",
          "tenure_months": 1
        },
        {
          "bank": "kr/woori",
          "conditions": [
            "약정이율 (contract rate) for the term, before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "WON플러스 예금",
          "rate": 3.1,
          "segment": "personal",
          "source_url": "https://spot.wooribank.com/pot/Dream?withyou=PODEP0001&cc=c011240:c009166;c012263:c012399&PRD_CD=P010002491&PRD_YN=Y",
          "tenure_months": 3
        },
        {
          "bank": "kr/woori",
          "conditions": [
            "약정이율 (contract rate) for the term, before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "WON플러스 예금",
          "rate": 3.4,
          "segment": "personal",
          "source_url": "https://spot.wooribank.com/pot/Dream?withyou=PODEP0001&cc=c011240:c009166;c012263:c012399&PRD_CD=P010002491&PRD_YN=Y",
          "tenure_months": 6
        },
        {
          "bank": "kr/woori",
          "conditions": [
            "약정이율 (contract rate) for the term, before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "WON플러스 예금",
          "rate": 3.6,
          "segment": "personal",
          "source_url": "https://spot.wooribank.com/pot/Dream?withyou=PODEP0001&cc=c011240:c009166;c012263:c012399&PRD_CD=P010002491&PRD_YN=Y",
          "tenure_months": 12
        },
        {
          "bank": "kr/woori",
          "conditions": [
            "약정이율 (contract rate) for the term, before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "WON플러스 예금",
          "rate": 3.0,
          "segment": "personal",
          "source_url": "https://spot.wooribank.com/pot/Dream?withyou=PODEP0001&cc=c011240:c009166;c012263:c012399&PRD_CD=P010002491&PRD_YN=Y",
          "tenure_months": 24
        },
        {
          "bank": "kr/woori",
          "conditions": [
            "약정이율 (contract rate) for the term, before tax"
          ],
          "currency": "KRW",
          "kind": "board",
          "product": "WON플러스 예금",
          "rate": 2.7,
          "segment": "personal",
          "source_url": "https://spot.wooribank.com/pot/Dream?withyou=PODEP0001&cc=c011240:c009166;c012263:c012399&PRD_CD=P010002491&PRD_YN=Y",
          "tenure_months": 36
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "kr",
      "date": "202609",
      "label": "Bank of Korea base rate (ECOS, monthly)",
      "page": "https://www.bok.or.kr/eng/main/main.do",
      "status": "ok",
      "value": 3.0,
      "verified_at": "2026-10-18T06:32:31.311181181Z"
    }
  ],
  "country": "kr",
  "currency": "KRW",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 100000000,
    "scheme": "Korea Deposit Insurance Corporation (KDIC)",
    "source": "https://www.kdic.or.kr/sp/dpstrprot/ProtSystProtLmts/selectScrn.do",
    "summary": "Principal plus prescribed interest is protected up to ₩100 million (1억원) per depositor per insured financial institution; amounts above that are not protected. DC/IRP retirement pensions, pension savings and accident insurance payouts are each protected separately up to ₩100 million."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "South Korea",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}