{
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      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "jp/aozora",
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        {
          "bank": "jp/aozora",
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            "BANK The 定期 (BANK digital branch)",
            "Minimum ¥500,000",
            "Fixed rate before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "min_deposit": 500000,
          "product": "BANK The 定期",
          "rate": 1.2,
          "segment": "personal",
          "source_url": "https://www.aozorabank.co.jp/bank/kinri/",
          "tenure_months": 6
        },
        {
          "bank": "jp/aozora",
          "conditions": [
            "BANK The 定期 (BANK digital branch)",
            "Minimum ¥500,000",
            "Fixed rate before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "min_deposit": 500000,
          "product": "BANK The 定期",
          "rate": 1.4,
          "segment": "personal",
          "source_url": "https://www.aozorabank.co.jp/bank/kinri/",
          "tenure_months": 12
        },
        {
          "bank": "jp/aozora",
          "conditions": [
            "BANK The 定期 (BANK digital branch)",
            "Minimum ¥500,000",
            "Fixed rate before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "min_deposit": 500000,
          "product": "BANK The 定期",
          "rate": 1.5,
          "segment": "personal",
          "source_url": "https://www.aozorabank.co.jp/bank/kinri/",
          "tenure_months": 24
        },
        {
          "bank": "jp/aozora",
          "conditions": [
            "BANK The 定期 (BANK digital branch)",
            "Minimum ¥500,000",
            "Fixed rate before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "min_deposit": 500000,
          "product": "BANK The 定期",
          "rate": 1.6,
          "segment": "personal",
          "source_url": "https://www.aozorabank.co.jp/bank/kinri/",
          "tenure_months": 36
        },
        {
          "bank": "jp/aozora",
          "conditions": [
            "BANK The 定期 (BANK digital branch)",
            "Minimum ¥500,000",
            "Fixed rate before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "min_deposit": 500000,
          "product": "BANK The 定期",
          "rate": 1.7,
          "segment": "personal",
          "source_url": "https://www.aozorabank.co.jp/bank/kinri/",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "jp/docomosmtb",
      "offers": [
        {
          "bank": "jp/docomosmtb",
          "conditions": [
            "Personal customers; rate for under ¥1 million",
            "Only the 1-month tenor is shown on the page by default",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 999999,
          "product": "円定期預金 (Yen Time Deposit)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.netbk.co.jp/contents/pages/wpl300301A/i300301CT/DI30030700",
          "tenure_months": 1
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "jp/jpbank",
      "offers": [
        {
          "bank": "jp/jpbank",
          "conditions": [
            "定期貯金 (time savings) standard rate",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "product": "定期貯金 (Teiki Chokin)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.jp-bank.japanpost.jp/kinri/kinri.html",
          "tenure_months": 3
        },
        {
          "bank": "jp/jpbank",
          "conditions": [
            "定期貯金 (time savings) standard rate",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "product": "定期貯金 (Teiki Chokin)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.jp-bank.japanpost.jp/kinri/kinri.html",
          "tenure_months": 12
        },
        {
          "bank": "jp/jpbank",
          "conditions": [
            "定期貯金 (time savings) standard rate",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "product": "定期貯金 (Teiki Chokin)",
          "rate": 0.8,
          "segment": "personal",
          "source_url": "https://www.jp-bank.japanpost.jp/kinri/kinri.html",
          "tenure_months": 36
        },
        {
          "bank": "jp/jpbank",
          "conditions": [
            "定期貯金 (time savings) standard rate",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "product": "定期貯金 (Teiki Chokin)",
          "rate": 1.0,
          "segment": "personal",
          "source_url": "https://www.jp-bank.japanpost.jp/kinri/kinri.html",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "jp/mizuho",
      "offers": [
        {
          "bank": "jp/mizuho",
          "conditions": [
            "Branch standard rate for deposits under ¥3 million (スーパー定期)",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.mizuhobank.co.jp/rate_fee/rate_deposit.html",
          "tenure_months": 3
        },
        {
          "bank": "jp/mizuho",
          "conditions": [
            "Branch standard rate for deposits under ¥3 million (スーパー定期)",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.mizuhobank.co.jp/rate_fee/rate_deposit.html",
          "tenure_months": 12
        },
        {
          "bank": "jp/mizuho",
          "conditions": [
            "Branch standard rate for deposits under ¥3 million (スーパー定期)",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.8,
          "segment": "personal",
          "source_url": "https://www.mizuhobank.co.jp/rate_fee/rate_deposit.html",
          "tenure_months": 36
        },
        {
          "bank": "jp/mizuho",
          "conditions": [
            "Branch standard rate for deposits under ¥3 million (スーパー定期)",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 1.0,
          "segment": "personal",
          "source_url": "https://www.mizuhobank.co.jp/rate_fee/rate_deposit.html",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "jp/mufg",
      "offers": [
        {
          "bank": "jp/mufg",
          "conditions": [
            "Standard (店頭) rate for deposits under ¥3 million",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.bk.mufg.jp/ippan/kinri/yen_yokin.html",
          "tenure_months": 3
        },
        {
          "bank": "jp/mufg",
          "conditions": [
            "Standard (店頭) rate for deposits under ¥3 million",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.bk.mufg.jp/ippan/kinri/yen_yokin.html",
          "tenure_months": 12
        },
        {
          "bank": "jp/mufg",
          "conditions": [
            "Standard (店頭) rate for deposits under ¥3 million",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.8,
          "segment": "personal",
          "source_url": "https://www.bk.mufg.jp/ippan/kinri/yen_yokin.html",
          "tenure_months": 36
        },
        {
          "bank": "jp/mufg",
          "conditions": [
            "Standard (店頭) rate for deposits under ¥3 million",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 1.0,
          "segment": "personal",
          "source_url": "https://www.bk.mufg.jp/ippan/kinri/yen_yokin.html",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "jp/rakuten",
      "offers": [
        {
          "bank": "jp/rakuten",
          "conditions": [
            "Only the 1-month row is published in the table on this page (other tenors are not shown)",
            "From ¥1,000"
          ],
          "currency": "JPY",
          "kind": "board",
          "product": "定期預金",
          "rate": 0.55,
          "segment": "personal",
          "source_url": "https://www.rakuten-bank.co.jp/interest/details.html",
          "tenure_months": 1
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "jp/smbc",
      "offers": [
        {
          "bank": "jp/smbc",
          "conditions": [
            "Standard rate for deposits under ¥3 million (スーパー定期)",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.smbc.co.jp/kojin/kinri/yokin.html",
          "tenure_months": 3
        },
        {
          "bank": "jp/smbc",
          "conditions": [
            "Standard rate for deposits under ¥3 million (スーパー定期)",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://www.smbc.co.jp/kojin/kinri/yokin.html",
          "tenure_months": 12
        },
        {
          "bank": "jp/smbc",
          "conditions": [
            "Standard rate for deposits under ¥3 million (スーパー定期)",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 0.8,
          "segment": "personal",
          "source_url": "https://www.smbc.co.jp/kojin/kinri/yokin.html",
          "tenure_months": 36
        },
        {
          "bank": "jp/smbc",
          "conditions": [
            "Standard rate for deposits under ¥3 million (スーパー定期)",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 2999999,
          "product": "スーパー定期 (Super Teiki)",
          "rate": 1.0,
          "segment": "personal",
          "source_url": "https://www.smbc.co.jp/kojin/kinri/yokin.html",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "jp/sony",
      "offers": [
        {
          "bank": "jp/sony",
          "conditions": [
            "Yen time deposit, ¥1,000 to under ¥1,000,000",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 999999,
          "min_deposit": 1000,
          "product": "円定期預金 (Yen Time Deposit)",
          "rate": 0.5,
          "segment": "personal",
          "source_url": "https://sonybank.jp/rate/yen.html",
          "tenure_months": 3
        },
        {
          "bank": "jp/sony",
          "conditions": [
            "Yen time deposit, ¥1,000 to under ¥1,000,000",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 999999,
          "min_deposit": 1000,
          "product": "円定期預金 (Yen Time Deposit)",
          "rate": 1.0,
          "segment": "personal",
          "source_url": "https://sonybank.jp/rate/yen.html",
          "tenure_months": 12
        },
        {
          "bank": "jp/sony",
          "conditions": [
            "Yen time deposit, ¥1,000 to under ¥1,000,000",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 999999,
          "min_deposit": 1000,
          "product": "円定期預金 (Yen Time Deposit)",
          "rate": 1.8,
          "segment": "personal",
          "source_url": "https://sonybank.jp/rate/yen.html",
          "tenure_months": 36
        },
        {
          "bank": "jp/sony",
          "conditions": [
            "Yen time deposit, ¥1,000 to under ¥1,000,000",
            "Rates before tax"
          ],
          "currency": "JPY",
          "kind": "board",
          "max_deposit": 999999,
          "min_deposit": 1000,
          "product": "円定期預金 (Yen Time Deposit)",
          "rate": 1.5,
          "segment": "personal",
          "source_url": "https://sonybank.jp/rate/yen.html",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "jp",
      "date": "20261014",
      "label": "Uncollateralized overnight call rate (BOJ policy rate operating target), daily average",
      "page": "https://www.boj.or.jp/en/mopo/mpmdeci/index.htm",
      "status": "ok",
      "value": 1.228,
      "verified_at": "2026-10-18T06:31:30.833565608Z"
    },
    {
      "country": "jp",
      "date": "202609",
      "label": "BOJ basic discount rate and basic loan rate",
      "page": "https://www.stat-search.boj.or.jp/index_en.html",
      "status": "ok",
      "value": 1.5,
      "verified_at": "2026-10-18T06:31:31.832725441Z"
    }
  ],
  "country": "jp",
  "currency": "JPY",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 10000000,
    "scheme": "Deposit Insurance Corporation of Japan (DICJ)",
    "source": "https://www.dic.go.jp/yokinsha/kihon.html",
    "summary": "Interest-bearing ordinary deposits, time deposits and similar are protected up to ¥10 million of principal plus interest accrued to the failure date, per depositor per financial institution; non-interest-bearing settlement deposits are protected in full; foreign-currency deposits are not covered."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Japan",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}