{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "ie/aib",
      "offers": [
        {
          "bank": "ie/aib",
          "conditions": [
            "Minimum balance €5,000",
            "AER shown; interest subject to DIRT"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Personal Fixed Term Deposit",
          "rate": 1.5,
          "segment": "personal",
          "source_url": "https://www.aib.ie/our-products/savings-and-deposits/Deposit-Rates",
          "tenure_months": 6
        },
        {
          "bank": "ie/aib",
          "conditions": [
            "Minimum balance €5,000",
            "AER shown; interest subject to DIRT"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Personal Fixed Term Deposit",
          "rate": 2.0,
          "segment": "personal",
          "source_url": "https://www.aib.ie/our-products/savings-and-deposits/Deposit-Rates",
          "tenure_months": 12
        },
        {
          "bank": "ie/aib",
          "conditions": [
            "Minimum balance €5,000",
            "AER shown; interest subject to DIRT"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Personal Fixed Term Deposit",
          "rate": 2.26,
          "segment": "personal",
          "source_url": "https://www.aib.ie/our-products/savings-and-deposits/Deposit-Rates",
          "tenure_months": 24
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "ie/boi",
      "offers": [
        {
          "bank": "ie/boi",
          "conditions": [
            "Minimum lodgement €5,000",
            "25% access during the term",
            "Interest paid at maturity"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Advantage Fixed Term Deposit",
          "rate": 1.51,
          "segment": "personal",
          "source_url": "https://personalbanking.bankofireland.com/save-and-invest/savings/fixed-term-savings-accounts/advantage-deposit-account/features-and-benefits/",
          "tenure_months": 6
        },
        {
          "bank": "ie/boi",
          "conditions": [
            "Minimum lodgement €5,000",
            "25% access during the term",
            "Interest paid at maturity"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Advantage Fixed Term Deposit",
          "rate": 2.15,
          "segment": "personal",
          "source_url": "https://personalbanking.bankofireland.com/save-and-invest/savings/fixed-term-savings-accounts/advantage-deposit-account/features-and-benefits/",
          "tenure_months": 12
        },
        {
          "bank": "ie/boi",
          "conditions": [
            "Minimum lodgement €5,000",
            "25% access during the term",
            "Interest paid at maturity"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Advantage Fixed Term Deposit",
          "rate": 2.24,
          "segment": "personal",
          "source_url": "https://personalbanking.bankofireland.com/save-and-invest/savings/fixed-term-savings-accounts/advantage-deposit-account/features-and-benefits/",
          "tenure_months": 18
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "ie/ptsb",
      "offers": [
        {
          "bank": "ie/ptsb",
          "conditions": [
            "Minimum balance €5,000",
            "AER column shown (the gross column is the cumulative return for terms over 1 year)"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Fixed Term Deposit",
          "rate": 2.0,
          "segment": "personal",
          "source_url": "https://www.ptsb.ie/saving-and-investing/interest-rates/",
          "tenure_months": 12
        },
        {
          "bank": "ie/ptsb",
          "conditions": [
            "Minimum balance €5,000",
            "AER column shown (the gross column is the cumulative return for terms over 1 year)"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Fixed Term Deposit",
          "rate": 1.25,
          "segment": "personal",
          "source_url": "https://www.ptsb.ie/saving-and-investing/interest-rates/",
          "tenure_months": 6
        },
        {
          "bank": "ie/ptsb",
          "conditions": [
            "Minimum balance €5,000",
            "AER column shown (the gross column is the cumulative return for terms over 1 year)"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Fixed Term Deposit",
          "rate": 2.0,
          "segment": "personal",
          "source_url": "https://www.ptsb.ie/saving-and-investing/interest-rates/",
          "tenure_months": 18
        },
        {
          "bank": "ie/ptsb",
          "conditions": [
            "Minimum balance €5,000",
            "AER column shown (the gross column is the cumulative return for terms over 1 year)"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Fixed Term Deposit",
          "rate": 2.0,
          "segment": "personal",
          "source_url": "https://www.ptsb.ie/saving-and-investing/interest-rates/",
          "tenure_months": 36
        },
        {
          "bank": "ie/ptsb",
          "conditions": [
            "Minimum balance €5,000",
            "AER column shown (the gross column is the cumulative return for terms over 1 year)"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 5000,
          "product": "Fixed Term Deposit",
          "rate": 2.0,
          "segment": "personal",
          "source_url": "https://www.ptsb.ie/saving-and-investing/interest-rates/",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "error": "https://www.statesavings.ie/our-products: page nearly empty (94 chars of text)",
      "id": "ie/statesavings",
      "offers": [],
      "status": "failed"
    }
  ],
  "benchmarks": [
    {
      "country": "ie",
      "date": "2026-10-18",
      "label": "ECB deposit facility rate",
      "page": "https://www.ecb.europa.eu/stats/policy_and_exchange_rates/key_ecb_interest_rates/html/index.en.html",
      "status": "ok",
      "value": 2.5,
      "verified_at": "2026-10-18T06:34:07.166363345Z"
    }
  ],
  "country": "ie",
  "currency": "EUR",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 100000,
    "scheme": "Deposit Guarantee Scheme (DGS), operated by the Central Bank of Ireland",
    "source": "https://www.depositguarantee.ie/en/what-we-cover",
    "summary": "The Irish Deposit Guarantee Scheme protects eligible deposits at banks, building societies and credit unions authorised by the Central Bank of Ireland up to €100,000 per person per institution. Branches of other EEA banks (e.g. Revolut, bunq, Trade Republic) are covered by their home-country scheme instead."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Ireland",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}