{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "id/cimbniaga",
      "offers": [
        {
          "bank": "id/cimbniaga",
          "channel": "OCTO app",
          "conditions": [
            "Rate when opened in the OCTO app; branch rates are lower",
            "Minimum Rp 8 Juta",
            "Higher amount tiers pay more"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "min_deposit": 8000000,
          "product": "Deposito Konvensional Rupiah",
          "rate": 3.5,
          "segment": "personal",
          "source_url": "https://www.cimbniaga.co.id/id/personal/tabungan/deposito-berjangka",
          "tenure_months": 1
        },
        {
          "bank": "id/cimbniaga",
          "channel": "OCTO app",
          "conditions": [
            "Rate when opened in the OCTO app; branch rates are lower",
            "Minimum Rp 8 Juta",
            "Higher amount tiers pay more"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "min_deposit": 8000000,
          "product": "Deposito Konvensional Rupiah",
          "rate": 4.0,
          "segment": "personal",
          "source_url": "https://www.cimbniaga.co.id/id/personal/tabungan/deposito-berjangka",
          "tenure_months": 3
        },
        {
          "bank": "id/cimbniaga",
          "channel": "OCTO app",
          "conditions": [
            "Rate when opened in the OCTO app; branch rates are lower",
            "Minimum Rp 8 Juta",
            "Higher amount tiers pay more"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "min_deposit": 8000000,
          "product": "Deposito Konvensional Rupiah",
          "rate": 4.25,
          "segment": "personal",
          "source_url": "https://www.cimbniaga.co.id/id/personal/tabungan/deposito-berjangka",
          "tenure_months": 6
        },
        {
          "bank": "id/cimbniaga",
          "channel": "OCTO app",
          "conditions": [
            "Rate when opened in the OCTO app; branch rates are lower",
            "Minimum Rp 8 Juta",
            "Higher amount tiers pay more"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "min_deposit": 8000000,
          "product": "Deposito Konvensional Rupiah",
          "rate": 4.25,
          "segment": "personal",
          "source_url": "https://www.cimbniaga.co.id/id/personal/tabungan/deposito-berjangka",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "id/danamon",
      "offers": [
        {
          "bank": "id/danamon",
          "channel": "Online",
          "conditions": [
            "Online deposito, lowest amount tier",
            "Higher tiers pay more (e.g. 3.75% from Rp5 million)"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 4999999,
          "min_deposit": 1000000,
          "product": "Deposito Online",
          "rate": 1.0,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 1
        },
        {
          "bank": "id/danamon",
          "channel": "Online",
          "conditions": [
            "Online deposito, lowest amount tier",
            "Higher tiers pay more (e.g. 3.75% from Rp5 million)"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 4999999,
          "min_deposit": 1000000,
          "product": "Deposito Online",
          "rate": 1.0,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 3
        },
        {
          "bank": "id/danamon",
          "channel": "Online",
          "conditions": [
            "Online deposito, lowest amount tier",
            "Higher tiers pay more (e.g. 3.75% from Rp5 million)"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 4999999,
          "min_deposit": 1000000,
          "product": "Deposito Online",
          "rate": 2.75,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 6
        },
        {
          "bank": "id/danamon",
          "channel": "Online",
          "conditions": [
            "Online deposito, lowest amount tier",
            "Higher tiers pay more (e.g. 3.75% from Rp5 million)"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 4999999,
          "min_deposit": 1000000,
          "product": "Deposito Online",
          "rate": 2.75,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 9
        },
        {
          "bank": "id/danamon",
          "channel": "Online",
          "conditions": [
            "Online deposito, lowest amount tier",
            "Higher tiers pay more (e.g. 3.75% from Rp5 million)"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 4999999,
          "min_deposit": 1000000,
          "product": "Deposito Online",
          "rate": 2.75,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 12
        },
        {
          "bank": "id/danamon",
          "conditions": [
            "Regular (branch) time deposit, one rate for all amounts from Rp8 million"
          ],
          "currency": "IDR",
          "kind": "board",
          "min_deposit": 8000000,
          "product": "Deposito Berjangka",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 1
        },
        {
          "bank": "id/danamon",
          "conditions": [
            "Regular (branch) time deposit, one rate for all amounts from Rp8 million"
          ],
          "currency": "IDR",
          "kind": "board",
          "min_deposit": 8000000,
          "product": "Deposito Berjangka",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 3
        },
        {
          "bank": "id/danamon",
          "conditions": [
            "Regular (branch) time deposit, one rate for all amounts from Rp8 million"
          ],
          "currency": "IDR",
          "kind": "board",
          "min_deposit": 8000000,
          "product": "Deposito Berjangka",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 6
        },
        {
          "bank": "id/danamon",
          "conditions": [
            "Regular (branch) time deposit, one rate for all amounts from Rp8 million"
          ],
          "currency": "IDR",
          "kind": "board",
          "min_deposit": 8000000,
          "product": "Deposito Berjangka",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.danamon.co.id/id/Personal/Lainnya/Suku-Bunga",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "id/jago",
      "offers": [
        {
          "bank": "id/jago",
          "channel": "App",
          "conditions": [
            "Lowest amount tier; higher tiers pay more",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "min_deposit": 1000000,
          "product": "Deposito",
          "rate": 5.0,
          "segment": "personal",
          "source_url": "https://www.jago.com/id/jago/rates",
          "tenure_months": 1
        },
        {
          "bank": "id/jago",
          "channel": "App",
          "conditions": [
            "Lowest amount tier; higher tiers pay more",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "min_deposit": 1000000,
          "product": "Deposito",
          "rate": 5.5,
          "segment": "personal",
          "source_url": "https://www.jago.com/id/jago/rates",
          "tenure_months": 3
        },
        {
          "bank": "id/jago",
          "channel": "App",
          "conditions": [
            "Lowest amount tier; higher tiers pay more",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "min_deposit": 1000000,
          "product": "Deposito",
          "rate": 5.5,
          "segment": "personal",
          "source_url": "https://www.jago.com/id/jago/rates",
          "tenure_months": 6
        },
        {
          "bank": "id/jago",
          "channel": "App",
          "conditions": [
            "Lowest amount tier; higher tiers pay more",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "min_deposit": 1000000,
          "product": "Deposito",
          "rate": 5.5,
          "segment": "personal",
          "source_url": "https://www.jago.com/id/jago/rates",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "id/mandiri",
      "offers": [
        {
          "bank": "id/mandiri",
          "conditions": [
            "Interest paid monthly or at maturity",
            "Same rates are shown for every amount tier up to ≥ Rp 5 M"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "product": "Deposito Rupiah",
          "rate": 2.25,
          "segment": "personal",
          "source_url": "https://www.bankmandiri.co.id/web/guest/suku-bunga-dana",
          "tenure_months": 1
        },
        {
          "bank": "id/mandiri",
          "conditions": [
            "Interest paid monthly or at maturity",
            "Same rates are shown for every amount tier up to ≥ Rp 5 M"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "product": "Deposito Rupiah",
          "rate": 2.25,
          "segment": "personal",
          "source_url": "https://www.bankmandiri.co.id/web/guest/suku-bunga-dana",
          "tenure_months": 3
        },
        {
          "bank": "id/mandiri",
          "conditions": [
            "Interest paid monthly or at maturity",
            "Same rates are shown for every amount tier up to ≥ Rp 5 M"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "product": "Deposito Rupiah",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.bankmandiri.co.id/web/guest/suku-bunga-dana",
          "tenure_months": 6
        },
        {
          "bank": "id/mandiri",
          "conditions": [
            "Interest paid monthly or at maturity",
            "Same rates are shown for every amount tier up to ≥ Rp 5 M"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "product": "Deposito Rupiah",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.bankmandiri.co.id/web/guest/suku-bunga-dana",
          "tenure_months": 12
        },
        {
          "bank": "id/mandiri",
          "conditions": [
            "Interest paid monthly or at maturity",
            "Same rates are shown for every amount tier up to ≥ Rp 5 M"
          ],
          "currency": "IDR",
          "kind": "board",
          "max_deposit": 99999999,
          "product": "Deposito Rupiah",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.bankmandiri.co.id/web/guest/suku-bunga-dana",
          "tenure_months": 24
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "id/neocommerce",
      "offers": [
        {
          "bank": "id/neocommerce",
          "conditions": [
            "Promo rate valid 1 to 31 October 2026",
            "Minimum Rp100.000",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "promo",
          "min_deposit": 100000,
          "product": "Deposito WOW",
          "rate": 6.0,
          "segment": "personal",
          "source_url": "https://www.bankneocommerce.co.id/id/individual/savings/neo-wow",
          "tenure_months": 1
        },
        {
          "bank": "id/neocommerce",
          "conditions": [
            "Promo rate valid 1 to 31 October 2026",
            "Minimum Rp100.000",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "promo",
          "min_deposit": 100000,
          "product": "Deposito WOW",
          "rate": 6.75,
          "segment": "personal",
          "source_url": "https://www.bankneocommerce.co.id/id/individual/savings/neo-wow",
          "tenure_months": 3
        },
        {
          "bank": "id/neocommerce",
          "conditions": [
            "Promo rate valid 1 to 31 October 2026",
            "Minimum Rp100.000",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "promo",
          "min_deposit": 100000,
          "product": "Deposito WOW",
          "rate": 7.25,
          "segment": "personal",
          "source_url": "https://www.bankneocommerce.co.id/id/individual/savings/neo-wow",
          "tenure_months": 6
        },
        {
          "bank": "id/neocommerce",
          "conditions": [
            "Minimum Rp100.000",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "min_deposit": 100000,
          "product": "Deposito WOW",
          "rate": 7.25,
          "segment": "personal",
          "source_url": "https://www.bankneocommerce.co.id/id/individual/savings/neo-wow",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "id/seabank",
      "offers": [
        {
          "bank": "id/seabank",
          "conditions": [
            "Rate locked at opening",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "product": "Deposito",
          "rate": 4.75,
          "segment": "personal",
          "source_url": "https://www.seabank.co.id/pusat-bantuan/artikel/10080-berapa-bunga-dan-tenor-deposito-seabank",
          "tenure_months": 1
        },
        {
          "bank": "id/seabank",
          "conditions": [
            "Rate locked at opening",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "product": "Deposito",
          "rate": 5.25,
          "segment": "personal",
          "source_url": "https://www.seabank.co.id/pusat-bantuan/artikel/10080-berapa-bunga-dan-tenor-deposito-seabank",
          "tenure_months": 3
        },
        {
          "bank": "id/seabank",
          "conditions": [
            "Rate locked at opening",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "product": "Deposito",
          "rate": 5.75,
          "segment": "personal",
          "source_url": "https://www.seabank.co.id/pusat-bantuan/artikel/10080-berapa-bunga-dan-tenor-deposito-seabank",
          "tenure_months": 6
        },
        {
          "bank": "id/seabank",
          "conditions": [
            "Rate locked at opening",
            "Above the LPS guarantee rate (3.75%), so not LPS-insured"
          ],
          "currency": "IDR",
          "kind": "board",
          "product": "Deposito",
          "rate": 6.0,
          "segment": "personal",
          "source_url": "https://www.seabank.co.id/pusat-bantuan/artikel/10080-berapa-bunga-dan-tenor-deposito-seabank",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "id",
      "date": "23 September 2026",
      "label": "BI-Rate",
      "page": "https://www.bi.go.id/en/statistik/indikator/bi-rate.aspx",
      "status": "ok",
      "value": 5.75,
      "verified_at": "2026-10-18T06:30:35.320897547Z"
    },
    {
      "country": "id",
      "date": "",
      "error": "https://apps.lps.go.id/lpsrate/periode: page nearly empty (747 chars of text)",
      "label": "LPS guarantee rate (rupiah, commercial banks): deposits above this rate are not insured",
      "page": "https://apps.lps.go.id/lpsrate/periode",
      "status": "failed"
    }
  ],
  "country": "id",
  "currency": "IDR",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 2000000000,
    "scheme": "LPS",
    "source": "https://lps.go.id/faq/",
    "summary": "LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Indonesia",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}