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          "product": "Fixed Rate Plus Bond",
          "rate": 4.96,
          "segment": "new-to-bank",
          "source_url": "https://www.shawbrook.co.uk/savings/fixed-rate-savings-accounts/",
          "tenure_months": 24
        },
        {
          "bank": "gb/shawbrook",
          "conditions": [
            "New customers only",
            "Minimum opening balance £10,000"
          ],
          "currency": "GBP",
          "kind": "board",
          "min_deposit": 10000,
          "product": "Fixed Rate Plus Bond",
          "rate": 4.87,
          "segment": "new-to-bank",
          "source_url": "https://www.shawbrook.co.uk/savings/fixed-rate-savings-accounts/",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "gb",
      "date": "15 Oct 2026",
      "label": "Bank of England Bank Rate",
      "page": "https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate",
      "status": "ok",
      "value": 3.75,
      "verified_at": "2026-10-18T06:32:00.833487854Z"
    },
    {
      "country": "gb",
      "date": "",
      "label": "NS&I Direct Saver rate (HM Treasury-backed; British Savings Bonds 1-5 year fixed on the same page)",
      "page": "https://www.nsandi.com/interest-rates",
      "status": "ok",
      "value": 3.75,
      "verified_at": "2026-10-18T06:32:01.468561154Z"
    }
  ],
  "country": "gb",
  "currency": "GBP",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 120000,
    "scheme": "FSCS (Financial Services Compensation Scheme)",
    "source": "https://www.fscs.org.uk/what-we-cover/banks-building-societies-credit-unions/deposit-limit/",
    "summary": "Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000)."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "United Kingdom",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}