{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "fr/bnpparibas",
      "offers": [
        {
          "bank": "fr/bnpparibas",
          "conditions": [
            "Fixed gross nominal rate (taux nominal annuel brut)",
            "Minimum deposit not shown for this term"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Dépôt à terme",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://mabanque.bnpparibas/fr/epargner/comptes-livrets-epargne/depot-a-terme",
          "tenure_months": 1
        },
        {
          "bank": "fr/bnpparibas",
          "conditions": [
            "Fixed gross nominal rate (taux nominal annuel brut)",
            "Minimum deposit not shown for this term"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Dépôt à terme",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://mabanque.bnpparibas/fr/epargner/comptes-livrets-epargne/depot-a-terme",
          "tenure_months": 6
        },
        {
          "bank": "fr/bnpparibas",
          "conditions": [
            "Fixed gross nominal rate (taux nominal annuel brut)",
            "Minimum deposit not shown for this term"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Dépôt à terme",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://mabanque.bnpparibas/fr/epargner/comptes-livrets-epargne/depot-a-terme",
          "tenure_months": 9
        },
        {
          "bank": "fr/bnpparibas",
          "conditions": [
            "Fixed gross nominal rate (taux nominal annuel brut)",
            "Minimum deposit not shown for this term"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Dépôt à terme",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://mabanque.bnpparibas/fr/epargner/comptes-livrets-epargne/depot-a-terme",
          "tenure_months": 12
        },
        {
          "bank": "fr/bnpparibas",
          "conditions": [
            "Promotional fixed rate for a new 3-month DAT",
            "EUR 5,000 to EUR 200,000"
          ],
          "currency": "EUR",
          "kind": "promo",
          "max_deposit": 200000,
          "min_deposit": 5000,
          "product": "Dépôt à terme 3 mois (offre)",
          "rate": 4.0,
          "segment": "personal",
          "source_url": "https://mabanque.bnpparibas/fr/epargner/comptes-livrets-epargne/depot-a-terme",
          "tenure_months": 3
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "fr/boursobank",
      "offers": [
        {
          "bank": "fr/boursobank",
          "conditions": [
            "Fixed gross annual actuarial rate",
            "Minimum EUR 1,000, no ceiling, single payment at opening"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 1000,
          "product": "Compte à terme",
          "rate": 2.6,
          "segment": "personal",
          "source_url": "https://www.boursobank.com/epargne/cat-compte-a-terme",
          "tenure_months": 6
        },
        {
          "bank": "fr/boursobank",
          "conditions": [
            "Fixed gross annual actuarial rate",
            "Minimum EUR 1,000, no ceiling, single payment at opening"
          ],
          "currency": "EUR",
          "kind": "board",
          "min_deposit": 1000,
          "product": "Compte à terme",
          "rate": 2.8,
          "segment": "personal",
          "source_url": "https://www.boursobank.com/epargne/cat-compte-a-terme",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    }
  ],
  "benchmarks": [
    {
      "country": "fr",
      "date": "2026-10-18",
      "label": "ECB deposit facility rate",
      "page": "https://www.ecb.europa.eu/stats/policy_and_exchange_rates/key_ecb_interest_rates/html/index.en.html",
      "status": "ok",
      "value": 2.5,
      "verified_at": "2026-10-18T06:32:02.303079914Z"
    },
    {
      "country": "fr",
      "date": "1er août 2026",
      "label": "Livret A regulated rate (set by the State, proposed by Banque de France)",
      "page": "https://www.banque-france.fr/fr/a-votre-service/particuliers/connaitre-pratiques-bancaires-assurance/epargne/livret-a",
      "status": "ok",
      "value": 1.7,
      "verified_at": "2026-10-18T06:32:03.077619201Z"
    }
  ],
  "country": "fr",
  "currency": "EUR",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 100000,
    "scheme": "Fonds de Garantie des Dépôts et de Résolution (FGDR)",
    "source": "https://www.garantiedesdepots.fr/en",
    "summary": "Bank deposits are guaranteed by the FGDR up to EUR 100,000 per depositor per bank. Banque de France states that savings held on a Livret A are also protected by the FGDR if the bank fails."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "France",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}