{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "de/comdirect",
      "offers": [
        {
          "bank": "de/comdirect",
          "conditions": [
            "EUR 500 to EUR 100,000",
            "Fixed rate for the whole term"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 100000,
          "min_deposit": 500,
          "product": "Festgeld",
          "rate": 1.7,
          "segment": "personal",
          "source_url": "https://www.comdirect.de/geldanlage/festgeld.html?CIF_Check=true",
          "tenure_months": 12
        },
        {
          "bank": "de/comdirect",
          "conditions": [
            "EUR 500 to EUR 100,000",
            "Fixed rate for the whole term"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 100000,
          "min_deposit": 500,
          "product": "Festgeld",
          "rate": 1.9,
          "segment": "personal",
          "source_url": "https://www.comdirect.de/geldanlage/festgeld.html?CIF_Check=true",
          "tenure_months": 24
        },
        {
          "bank": "de/comdirect",
          "conditions": [
            "EUR 500 to EUR 100,000",
            "Fixed rate for the whole term"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 100000,
          "min_deposit": 500,
          "product": "Festgeld",
          "rate": 2.2,
          "segment": "personal",
          "source_url": "https://www.comdirect.de/geldanlage/festgeld.html?CIF_Check=true",
          "tenure_months": 36
        },
        {
          "bank": "de/comdirect",
          "conditions": [
            "EUR 500 to EUR 100,000",
            "Fixed rate for the whole term"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 100000,
          "min_deposit": 500,
          "product": "Festgeld",
          "rate": 2.3,
          "segment": "personal",
          "source_url": "https://www.comdirect.de/geldanlage/festgeld.html?CIF_Check=true",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "de/commerzbank",
      "offers": [
        {
          "bank": "de/commerzbank",
          "channel": "Online",
          "conditions": [
            "EUR 1,000 to EUR 5,000,000",
            "Other terms only in linked PDF (headline: up to 3,10% depending on term)"
          ],
          "currency": "EUR",
          "kind": "board",
          "max_deposit": 5000000,
          "min_deposit": 1000,
          "product": "Online-Festgeld (EUR)",
          "rate": 2.75,
          "segment": "personal",
          "source_url": "https://www.commerzbank.de/privatkunden/sparen-anlegen/festgeld/",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "de/consorsbank",
      "offers": [
        {
          "bank": "de/consorsbank",
          "conditions": [
            "Minimum deposit not shown on the page"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Festgeld",
          "rate": 1.6,
          "segment": "personal",
          "source_url": "https://www.consorsbank.de/web/Sparen-Anlegen/Sparen/Festgeld",
          "tenure_months": 6
        },
        {
          "bank": "de/consorsbank",
          "conditions": [
            "Minimum deposit not shown on the page"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Festgeld",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.consorsbank.de/web/Sparen-Anlegen/Sparen/Festgeld",
          "tenure_months": 12
        },
        {
          "bank": "de/consorsbank",
          "conditions": [
            "Minimum deposit not shown on the page"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Festgeld",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.consorsbank.de/web/Sparen-Anlegen/Sparen/Festgeld",
          "tenure_months": 24
        },
        {
          "bank": "de/consorsbank",
          "conditions": [
            "Minimum deposit not shown on the page"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Festgeld",
          "rate": 2.5,
          "segment": "personal",
          "source_url": "https://www.consorsbank.de/web/Sparen-Anlegen/Sparen/Festgeld",
          "tenure_months": 36
        },
        {
          "bank": "de/consorsbank",
          "conditions": [
            "Minimum deposit not shown on the page"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Festgeld",
          "rate": 2.7,
          "segment": "personal",
          "source_url": "https://www.consorsbank.de/web/Sparen-Anlegen/Sparen/Festgeld",
          "tenure_months": 48
        },
        {
          "bank": "de/consorsbank",
          "conditions": [
            "Minimum deposit not shown on the page"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "Festgeld",
          "rate": 2.7,
          "segment": "personal",
          "source_url": "https://www.consorsbank.de/web/Sparen-Anlegen/Sparen/Festgeld",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "de/deutschebank",
      "offers": [
        {
          "bank": "de/deutschebank",
          "conditions": [
            "New money only: not previously held at Deutsche Bank, Postbank or norisbank",
            "Private assets only",
            "EUR 2,500 to EUR 250,000"
          ],
          "currency": "EUR",
          "fresh_funds": true,
          "kind": "promo",
          "max_deposit": 250000,
          "min_deposit": 2500,
          "product": "FestzinsSparen",
          "rate": 3.0,
          "segment": "personal",
          "source_url": "https://www.deutsche-bank.de/pk/sparen-und-anlegen/sparen/festzinssparen.html",
          "tenure_months": 12
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "error": "https://www.ing.de/sparen-anlegen/sparen/festgeld/konditionen/: page nearly empty (1075 chars of text)",
      "id": "de/ing",
      "offers": [],
      "status": "failed"
    }
  ],
  "benchmarks": [
    {
      "country": "de",
      "date": "2026-10-18",
      "label": "ECB deposit facility rate",
      "page": "https://www.ecb.europa.eu/stats/policy_and_exchange_rates/key_ecb_interest_rates/html/index.en.html",
      "status": "ok",
      "value": 2.5,
      "verified_at": "2026-10-18T06:31:59.837233997Z"
    }
  ],
  "country": "de",
  "currency": "EUR",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 100000,
    "scheme": "Entschädigungseinrichtung deutscher Banken (EdB), statutory deposit guarantee for private banks",
    "source": "https://www.edb-banken.de/",
    "summary": "Deposits are protected by law up to EUR 100,000 per customer and per bank (in special cases up to EUR 500,000); the EdB compensates customers of private banks once BaFin has declared a compensation case. Savings banks and cooperative banks are covered by their own recognised institutional protection schemes instead, and many private banks additionally belong to the voluntary BdB Einlagensicherungsfonds."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Germany",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}