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"personal", "source_url": "https://www.westpac.com.au/bank-accounts/term-deposit/rates", "tenure_months": 55 }, { "bank": "au/westpac", "conditions": [ "$5,000 to $2,000,000", "Add 0.10% p.a. if already with Westpac and opening or renewing online" ], "currency": "AUD", "kind": "board", "max_deposit": 2000000, "min_deposit": 5000, "product": "Term Deposit (interest annually / at maturity)", "rate": 4.0, "segment": "personal", "source_url": "https://www.westpac.com.au/bank-accounts/term-deposit/rates", "tenure_months": 56 }, { "bank": "au/westpac", "conditions": [ "$5,000 to $2,000,000", "Add 0.10% p.a. if already with Westpac and opening or renewing online" ], "currency": "AUD", "kind": "board", "max_deposit": 2000000, "min_deposit": 5000, "product": "Term Deposit (interest annually / at maturity)", "rate": 4.0, "segment": "personal", "source_url": "https://www.westpac.com.au/bank-accounts/term-deposit/rates", "tenure_months": 57 }, { "bank": "au/westpac", "conditions": [ "$5,000 to $2,000,000", "Add 0.10% p.a. if already with Westpac and opening or renewing online" ], "currency": "AUD", "kind": "board", "max_deposit": 2000000, "min_deposit": 5000, "product": "Term Deposit (interest annually / at maturity)", "rate": 4.0, "segment": "personal", "source_url": "https://www.westpac.com.au/bank-accounts/term-deposit/rates", "tenure_months": 58 }, { "bank": "au/westpac", "conditions": [ "$5,000 to $2,000,000", "Add 0.10% p.a. if already with Westpac and opening or renewing online" ], "currency": "AUD", "kind": "board", "max_deposit": 2000000, "min_deposit": 5000, "product": "Term Deposit (interest annually / at maturity)", "rate": 4.0, "segment": "personal", "source_url": "https://www.westpac.com.au/bank-accounts/term-deposit/rates", "tenure_months": 59 }, { "bank": "au/westpac", "conditions": [ "$5,000 to $2,000,000", "Add 0.10% p.a. if already with Westpac and opening or renewing online" ], "currency": "AUD", "kind": "board", "max_deposit": 2000000, "min_deposit": 5000, "product": "Term Deposit (interest annually / at maturity)", "rate": 4.0, "segment": "personal", "source_url": "https://www.westpac.com.au/bank-accounts/term-deposit/rates", "tenure_months": 60 } ], "status": "ok", "verified_at": "2026-10-18T05:37:59.571528800Z" } ], "benchmarks": [ { "country": "au", "date": "30 Sep 2026", "label": "RBA cash rate target", "page": "https://www.rba.gov.au/statistics/cash-rate/", "status": "ok", "value": 4.6, "verified_at": "2026-10-18T06:32:48.898616344Z" } ], "country": "au", "currency": "AUD", "deposit_insurance": { "checked": "2026-10-18", "limit": 250000, "scheme": "Financial Claims Scheme (FCS)", "source": "https://www.apra.gov.au/financial-claims-scheme-banks-building-societies-and-credit-unions", "summary": "Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA." }, "generated_at": "2026-10-18T05:37:59.571528800Z", "name": "Australia", "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank." }