{
  "banks": [
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "id": "at/bawag",
      "offers": [
        {
          "bank": "at/bawag",
          "conditions": [
            "Fixed rate for the chosen term; requires a SparBox Flex",
            "No early withdrawal before the end of the term",
            "Terms over 60 months (84) are not listed here"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "SparBox Fix",
          "rate": 3.0,
          "segment": "personal",
          "source_url": "https://www.bawag.at/bawag/privatkunden/sparen/sparbox-fix",
          "tenure_months": 13
        },
        {
          "bank": "at/bawag",
          "conditions": [
            "Fixed rate for the chosen term; requires a SparBox Flex",
            "No early withdrawal before the end of the term",
            "Terms over 60 months (84) are not listed here"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "SparBox Fix",
          "rate": 1.6,
          "segment": "personal",
          "source_url": "https://www.bawag.at/bawag/privatkunden/sparen/sparbox-fix",
          "tenure_months": 6
        },
        {
          "bank": "at/bawag",
          "conditions": [
            "Fixed rate for the chosen term; requires a SparBox Flex",
            "No early withdrawal before the end of the term",
            "Terms over 60 months (84) are not listed here"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "SparBox Fix",
          "rate": 1.8,
          "segment": "personal",
          "source_url": "https://www.bawag.at/bawag/privatkunden/sparen/sparbox-fix",
          "tenure_months": 12
        },
        {
          "bank": "at/bawag",
          "conditions": [
            "Fixed rate for the chosen term; requires a SparBox Flex",
            "No early withdrawal before the end of the term",
            "Terms over 60 months (84) are not listed here"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "SparBox Fix",
          "rate": 1.9,
          "segment": "personal",
          "source_url": "https://www.bawag.at/bawag/privatkunden/sparen/sparbox-fix",
          "tenure_months": 24
        },
        {
          "bank": "at/bawag",
          "conditions": [
            "Fixed rate for the chosen term; requires a SparBox Flex",
            "No early withdrawal before the end of the term",
            "Terms over 60 months (84) are not listed here"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "SparBox Fix",
          "rate": 2.05,
          "segment": "personal",
          "source_url": "https://www.bawag.at/bawag/privatkunden/sparen/sparbox-fix",
          "tenure_months": 36
        },
        {
          "bank": "at/bawag",
          "conditions": [
            "Fixed rate for the chosen term; requires a SparBox Flex",
            "No early withdrawal before the end of the term",
            "Terms over 60 months (84) are not listed here"
          ],
          "currency": "EUR",
          "kind": "board",
          "product": "SparBox Fix",
          "rate": 2.1,
          "segment": "personal",
          "source_url": "https://www.bawag.at/bawag/privatkunden/sparen/sparbox-fix",
          "tenure_months": 60
        }
      ],
      "status": "ok",
      "verified_at": "2026-10-18T05:37:59.571528800Z"
    },
    {
      "checked_at": "2026-10-18T05:37:59.571528800Z",
      "error": "at/santander: rule 'BestFix' found no rates",
      "id": "at/santander",
      "offers": [],
      "status": "failed"
    }
  ],
  "benchmarks": [
    {
      "country": "at",
      "date": "2026-10-18",
      "label": "ECB deposit facility rate",
      "page": "https://www.ecb.europa.eu/stats/policy_and_exchange_rates/key_ecb_interest_rates/html/index.en.html",
      "status": "ok",
      "value": 2.5,
      "verified_at": "2026-10-18T06:33:55.303181523Z"
    }
  ],
  "country": "at",
  "currency": "EUR",
  "deposit_insurance": {
    "checked": "2026-10-18",
    "limit": 100000,
    "scheme": "Einlagensicherung AUSTRIA (ESA)",
    "source": "https://www.einlagensicherung.at/",
    "summary": "ESA protects deposits held with Austrian private banks, Volksbanks (cooperative banks) and Hypobanks (mortgage banks) up to EUR 100,000, in special cases up to EUR 500,000. Other Austrian sectors' schemes are not described on that page."
  },
  "generated_at": "2026-10-18T05:37:59.571528800Z",
  "name": "Austria",
  "terms": "Free to use with attribution: link to https://getdeposited.com. Rates are as published by each bank at the time shown; verify with the bank."
}